Americans are usually uninterested in legislative procedure. The technical rules that govern the House and Senate are of little concern to average citizens except for those rare moments when procedures become tied up with major policy battles.
I'm 24 and make $37,500 a year. I contribute 10 percent of my salary to my 401(k) and get a 50 percent match from my employer. I also want to build a cash cushion for emergencies, so I'm putting away another $500 a month in a savings account that now has $4,000 in it.