http://topics.cnn.com/topics/feeds/rss/Auto_FinancingFind stories, videos, and photos about Auto Financing from CNN.com.en-usCable News Network LP, LLLP.Thu, 26 Nov 2009 06:48:25 GMT5http://i.cdn.turner.com/cnn/.element/img/1.0/logo/cnn.logo.rss.gifhttp://topics.cnn.com/topics/feeds/rss/Auto_Financing14433Find stories, videos, and photos about Auto Financing from CNN.com.http://money.cnn.com/2009/06/09/news/companies/auto_loans_scarce.fortune/index.htmhttp://money.cnn.com/2009/06/09/news/companies/auto_loans_scarce.fortune/index.htmAuto dealers are using rebates, discounts, and other incentives to lure buyers back into their showrooms. But once they get customers through the door, dealers are still battling an issue that has troubled the industry for months: a lack of financing.Wed, 10 Jun 2009 15:18:00 EDThttp://money.cnn.com/2009/05/01/news/companies/cerberus.chrysler.fortune/index.htmhttp://money.cnn.com/2009/05/01/news/companies/cerberus.chrysler.fortune/index.htmAs Chrysler heads to bankruptcy court today in New York City, it becomes the highest profile failure for the private equity industry and its former owner Cerberus. But there is a slender silver lining for the New York money men.Fri, 01 May 2009 18:15:00 EDThttp://www.cnn.com/2009/LIVING/wayoflife/04/17/aa.bills.shut.engine.down/index.html#cnnSTCTexthttp://www.cnn.com/2009/LIVING/wayoflife/04/17/aa.bills.shut.engine.down/index.html#cnnSTCTextWith consumer credit ratings plummeting, more American car owners could soon be driving around with an electronic Big Brother on board.Fri, 17 Apr 2009 14:30:00 EDThttp://www.cnn.com/2009/LIVING/wayoflife/02/25/aa.lease.buy.car/index.html#cnnSTCTexthttp://www.cnn.com/2009/LIVING/wayoflife/02/25/aa.lease.buy.car/index.html#cnnSTCTextCar leasing is a lot like renting an apartment; you pay a monthly fee to use it but don't own it -- and aren't making payments toward ownership. The leased vehicle remains the property of the lessor -- the company that issued the lease.Wed, 25 Feb 2009 13:00:00 ESThttp://www.cnn.com/2009/LIVING/wayoflife/02/11/aa.auto.financing/index.html#cnnSTCTexthttp://www.cnn.com/2009/LIVING/wayoflife/02/11/aa.auto.financing/index.html#cnnSTCTextCongratulations. You've successfully negotiated the purchase price of your new or used car or truck. You've made a great deal.Wed, 11 Feb 2009 14:48:00 ESThttp://money.cnn.com/2009/01/23/autos/government_car_incentives/index.htmhttp://money.cnn.com/2009/01/23/autos/government_car_incentives/index.htmWith auto sales at crisis levels, Washington is trying to figure out how to get Americans buying cars again.Mon, 02 Feb 2009 22:06:00 ESThttp://money.cnn.com/2008/12/30/autos/gmac_loan_tips/index.htmhttp://money.cnn.com/2008/12/30/autos/gmac_loan_tips/index.htmNow that it has received $6 billion in aid from the federal government, GMAC, General Motors' auto financing affiliate, is easing up its terms for writing new auto loans. That means you could have an easier time financing a GM car, but you should still look at all your alternatives.Tue, 30 Dec 2008 19:01:00 ESThttp://money.cnn.com/2008/12/18/pf/fed_rates/index.htmhttp://money.cnn.com/2008/12/18/pf/fed_rates/index.htmThe Federal Reserve may have cut its key short-term interest rate to the lowest level on record, but that doesn't mean credit will be any easier to get.Thu, 18 Dec 2008 19:34:00 ESThttp://money.cnn.com/2008/12/05/news/economy/consumer_credit/index.htmhttp://money.cnn.com/2008/12/05/news/economy/consumer_credit/index.htmConsumer borrowing unexpectedly decreased in October as the weak economy continued to weigh on household budgets.Fri, 05 Dec 2008 20:50:00 ESThttp://money.cnn.com/2008/11/05/autos/gmac_dealers/index.htmhttp://money.cnn.com/2008/11/05/autos/gmac_dealers/index.htmGeneral Motors dealers are complaining that GM's "captive financing" arm isn't doing what it was set up to do - help them move cars. And if it continues, they say, they could lose their lots.Tue, 25 Nov 2008 21:28:00 ESThttp://money.cnn.com/2008/11/12/news/economy/paulson/index.htmhttp://money.cnn.com/2008/11/12/news/economy/paulson/index.htmTreasury Secretary Henry Paulson said Wednesday that the government would broaden the reach of its $700 billion bailout plan to support non-bank financial institutions that provide consumer credit, such as credit cards and auto loans.Thu, 13 Nov 2008 15:16:00 ESThttp://money.cnn.com/2008/10/06/autos/how_to_finance/index.htmhttp://money.cnn.com/2008/10/06/autos/how_to_finance/index.htmAuto dealers are hungry for customers: Worried consumers are putting off buying big-ticket items, and buyers on the market are finding it harder to get a loan. So if your credit is solid, now is a great time to say, Let's make a deal.Fri, 10 Oct 2008 21:13:00 EDThttp://money.cnn.com/2008/09/30/autos/car_dealer_pain/index.htmhttp://money.cnn.com/2008/09/30/autos/car_dealer_pain/index.htmIf you want to see how America's credit crisis is hitting the streets of your hometown, go to your local car dealer. Auto dealers depend on credit. They need it to run their stores and their customers need it to buy their products. From every angle, credit trouble hurts.Fri, 03 Oct 2008 20:42:00 EDThttp://www.time.com/time/business/article/0,8599,1845818,00.html?xid=feed-cnn-topicshttp://www.time.com/time/business/article/0,8599,1845818,00.html?xid=feed-cnn-topicsFor many people the credit crisis isn't very real yet. But it is seeping down to Main Street Tue, 30 Sep 2008 18:40:00 EDThttp://money.cnn.com/2008/09/23/autos/financing_pressures/index.htmhttp://money.cnn.com/2008/09/23/autos/financing_pressures/index.htmA massive pile-up in the credit markets is causing serious congestion for new car buyers who want financing, according to industry observers. But some dealers say they're still able to work out deals.Tue, 23 Sep 2008 18:19:00 EDThttp://money.cnn.com/2008/09/04/news/companies/auto_finance/index.htmhttp://money.cnn.com/2008/09/04/news/companies/auto_finance/index.htmThe nation's automakers aren't the only companies suffering from higher gas prices and weak vehicle sales. Auto lenders are feeling the squeeze as well.Thu, 04 Sep 2008 14:08:00 EDThttp://www.time.com/time/business/article/0,8599,1829266,00.html?xid=feed-cnn-topicshttp://www.time.com/time/business/article/0,8599,1829266,00.html?xid=feed-cnn-topicsJust when motorists were starting to adjust to exorbitant gas prices, they face the prospect of much higher costs, fewer choices and a dearth of financing options if they want to lease their next carMon, 04 Aug 2008 17:35:00 EDThttp://www.time.com/time/business/article/0,8599,1829024,00.html?xid=feed-cnn-topicshttp://www.time.com/time/business/article/0,8599,1829024,00.html?xid=feed-cnn-topicsU.S. auto sales slumped to a 16-year low in July as automakers failed to keep up with consumers' growing demand for smaller, more fuel-efficient vehiclesSun, 03 Aug 2008 07:00:00 EDThttp://money.cnn.com/2008/07/29/autos/new_leasing_rules/index.htmhttp://money.cnn.com/2008/07/29/autos/new_leasing_rules/index.htmWith so many auto financing companies getting out of the leasing business, you might think they don't want you to lease anymore.Wed, 30 Jul 2008 16:49:00 EDThttp://money.cnn.com/2008/06/10/news/economy/next_financial_woe/index.htmhttp://money.cnn.com/2008/06/10/news/economy/next_financial_woe/index.htmWhen Lehman Brothers reported a stunning $2.8 billion loss Monday, it was just the latest sign that bad mortgage loans continue to be a problem for the financial markets and the economy.Tue, 10 Jun 2008 16:36:00 EDThttp://money.cnn.com/2008/02/14/autos/fi_strategies/index.htmhttp://money.cnn.com/2008/02/14/autos/fi_strategies/index.htmYou can spend hours negotiating the price of a new car, but even after you shake hands, the wheeling and dealing is far from over.Fri, 15 Feb 2008 15:46:00 ESThttp://money.cnn.com/2008/02/14/news/economy/auto_loans/index.htmhttp://money.cnn.com/2008/02/14/news/economy/auto_loans/index.htmThe credit crisis appears to be spreading beyond the housing market into the market for auto loans, according to a report released Thursday.Thu, 14 Feb 2008 18:53:00 ESThttp://www.cnn.com/2008/LIVING/wayoflife/01/24/upside.down/index.html#cnnSTCTexthttp://www.cnn.com/2008/LIVING/wayoflife/01/24/upside.down/index.html#cnnSTCTextWe all know what it means to be upside-down in the physical sense. The blood rushes to your head and it's hard to breathe, all because it's not the natural state of the human body. In vehicular terms, being upside-down is a completely different, yet equally unpleasant phenomenon. When it comes to your car, truck, minivan or SUV, being upside-down in your car loan is not a physical problem, but a financial one.Thu, 24 Jan 2008 14:38:00 ESThttp://money.cnn.com/2007/10/01/pf/100400135.moneymag/index.htmhttp://money.cnn.com/2007/10/01/pf/100400135.moneymag/index.htmGood-bye, easy money. Hello, credit squeeze. If you haven't tried to borrow since the subprime chaos began, you'll find your friendly money bazaar a much more cautious place.Mon, 01 Oct 2007 04:36:00 EDThttp://money.cnn.com/2007/01/08/pf/saving/toptips/index.htmhttp://money.cnn.com/2007/01/08/pf/saving/toptips/index.htmWith all those cool cars at the Detroit Auto Show, it's tempting to start your search for a new set of wheels. But before you step foot in a dealership, you need to know how to avoid car financing traps.Mon, 08 Jan 2007 14:47:00 ESThttp://www.cnn.com/2006/AUTOS/12/15/leasing_edmunds/index.htmlhttp://www.cnn.com/2006/AUTOS/12/15/leasing_edmunds/index.htmlAuto leasing is, once again, becoming popular. The number of car leases is up 21 percent compared to last year, according to data from the automotive Website Edmunds.com.Fri, 15 Dec 2006 14:22:00 ESThttp://www.cnn.com/2006/AUTOS/11/01/right_way_to_finance/index.htmlhttp://www.cnn.com/2006/AUTOS/11/01/right_way_to_finance/index.htmlFew of us have the means to write a check for the full amount of a new - or even used - vehicle.Wed, 01 Nov 2006 17:07:00 ESThttp://money.cnn.com/2006/08/04/pf/debt_documentary/index.htmhttp://money.cnn.com/2006/08/04/pf/debt_documentary/index.htmWith Americans seemingly overwhelmed by mortgages, credit cards and automobile loans, it seems like everyone has something to say about the state of consumer debt in America nowadays.Fri, 04 Aug 2006 12:49:00 EDThttp://money.cnn.com/2006/04/28/pf/expert/ask_expert/index.htmhttp://money.cnn.com/2006/04/28/pf/expert/ask_expert/index.htmI've been having a debate with my wonderful wife. We owe $10,000 on a home equity line of credit and we have a car loan with a balance of about $16,000. I would like to borrow more from the home equity line to pay off the car loan since interest on the home equity loan interest is tax deductible. My wife would rather use some cash we have to pay off the home equity line and continue paying the car loan. She's uneasy about having a second mortgage on our home. We almost always see eye to eye on things financial, but here we disagree. What do you think is the best course?Fri, 28 Apr 2006 14:45:00 EDThttp://money.cnn.com/2006/03/30/news/companies/gmac/index.htmhttp://money.cnn.com/2006/03/30/news/companies/gmac/index.htmThe financial challenges for General Motors' GMAC finance unit may not go away, even if a majority stake in the operation is sold, as is widely expected.Thu, 30 Mar 2006 19:21:00 ESThttp://www.cnn.com/2006/AUTOS/tipsandadvice/03/28/monthly_squeeze/index.htmlhttp://www.cnn.com/2006/AUTOS/tipsandadvice/03/28/monthly_squeeze/index.htmlNew car buyers are taking out longer and longer loans to finance their vehicle purchases, according to data from the Consumer Bankers Association. More than half of new car loans made by the group's member institutions were for five years or longer.Tue, 28 Mar 2006 15:40:00 ESThttp://money.cnn.com/2005/11/01/services/money_library/how_much_car/index.htmhttp://money.cnn.com/2005/11/01/services/money_library/how_much_car/index.htmMaybe you need a car. Maybe you've found a car you really love. But whatever you do, don't compromise your financial health to buy it.Tue, 01 Nov 2005 18:18:00 ESThttp://money.cnn.com/2005/10/07/pf/debt/debtmeasures/index.htmhttp://money.cnn.com/2005/10/07/pf/debt/debtmeasures/index.htmThe American consumer has long enjoyed a healthy dose of borrowing, but the sustained low interest rates of recent years have launched consumer debt to near-record levels.Fri, 07 Oct 2005 13:33:00 EDThttp://money.cnn.com/2005/10/04/pf/armchair_credit_score/index.htmhttp://money.cnn.com/2005/10/04/pf/armchair_credit_score/index.htmDear Armchair Millionaire: I recently found out that my credit score is not as high as I'd like it to be. What should I do to improve it?Tue, 04 Oct 2005 14:44:00 EDThttp://money.cnn.com/2005/08/05/news/fortune500/capitalone_acquisition_target/index.htmhttp://money.cnn.com/2005/08/05/news/fortune500/capitalone_acquisition_target/index.htmAnd then there was one.Fri, 05 Aug 2005 17:03:00 EDThttp://money.cnn.com/2004/12/15/pf/autos/cfa_primus/index.htmhttp://money.cnn.com/2004/12/15/pf/autos/cfa_primus/index.htmAuto dealers financing cars through a division of Ford Motor Credit have been discriminating against African-American and Hispanic customers by charging them higher interest rate mark-ups than others, according to an announcement by the Consumer Federation of America.Wed, 15 Dec 2004 15:45:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186566/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186566/index.htmHOW WOULD YOU LIKE TO BE FREE OF CREDIT-CARD DEBT? To have a financial cushion to fall back on? To know you have the skills to save and invest for any goal—and to guarantee your financial future? Fri, 01 Oct 2004 04:01:00 EDThttp://money.cnn.com/2004/09/28/pf/debt/chatzky_program_0407/index.htmhttp://money.cnn.com/2004/09/28/pf/debt/chatzky_program_0407/index.htmFor my last book, "You Don't Have to Be Rich: Comfort, Happiness and Financial Security on Your Own Terms," the pollsters at RoperASW unearthed this whopper: 81 percent of people say that no matter how much or how little money they made, they'd be able to live on it.Tue, 28 Sep 2004 17:27:00 EDThttp://money.cnn.com/2004/09/23/pf/debt/chatzky_reficarnew/index.htmhttp://money.cnn.com/2004/09/23/pf/debt/chatzky_reficarnew/index.htmRefinancing your car loan is much easier than refinancing your mortgage.Thu, 23 Sep 2004 14:52:00 EDThttp://money.cnn.com/2004/06/16/magazines/moneymag/chatzky_prgrm_0407/index.htmhttp://money.cnn.com/2004/06/16/magazines/moneymag/chatzky_prgrm_0407/index.htmFor my last book, You Don't Have to Be Rich: Comfort, Happiness and Financial Security on Your Own Terms, the pollsters at RoperASW unearthed this whopper: 81 percent of people say that no matter how much or how little money they made, they'd be able to live on it.Thu, 05 Aug 2004 21:40:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/07/01/372719/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/07/01/372719/index.htmFor my last book, You Don't Have to Be Rich: Comfort, Happiness and Financial Security on Your Own Terms, the pollsters at RoperASW unearthed this whopper: 81% of people say that no matter how much...Thu, 01 Jul 2004 04:01:00 EDThttp://money.cnn.com/2004/06/23/pf/autos/interest_rates/index.htmhttp://money.cnn.com/2004/06/23/pf/autos/interest_rates/index.htmLow and zero-interest rate loan offers from automakers are getting more attractive without changing at all, due to the rising interest rates available on other lenders' car loans.Wed, 23 Jun 2004 14:14:00 EDThttp://money.cnn.com/2004/02/26/pf/autos/alg_stars/index.htmhttp://money.cnn.com/2004/02/26/pf/autos/alg_stars/index.htmEdmunds.com, an automotive data Web site, will soon begin displaying 5-star depreciation ratings for cars.Thu, 26 Feb 2004 16:00:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/02/01/358865/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/02/01/358865/index.htmCredit-card debt was bad enough. Now people are running financial red lights in automobiles. Nearly three in 10 new-car buyers are discovering they're "upside down"--they owe more money on their cu...Sun, 01 Feb 2004 05:01:00 ESThttp://money.cnn.com/2004/01/15/pf/expert/ask_expert/index.htmhttp://money.cnn.com/2004/01/15/pf/expert/ask_expert/index.htmMy husband and I would like to help out our son financially. He has about $14,000 in school loans with a 10-year term and a 4 percent interest rate, and has also just bought a new car that will cost him loan payments of $300 a month for the next five years. We're thinking of paying off either the school loan or the car loan. Which do you think we should do?Thu, 15 Jan 2004 22:37:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/11/01/352279/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/11/01/352279/index.htmThree numbers in a row, from 300 to 850: How harmful can they be? Plenty. You probably already know that those numbers--your credit score, often called a FICO score, after the popular model develop...Sat, 01 Nov 2003 05:01:00 ESThttp://money.cnn.com/2003/08/26/pf/saving/chatzky_spend_finance/index.htmhttp://money.cnn.com/2003/08/26/pf/saving/chatzky_spend_finance/index.htmAmericans are up to their you-know-whatsies in credit-card debt. We owe, on average, nearly $9,000 per household, the largest amount ever, and hold an average of 16 different cards.Wed, 03 Sep 2003 15:40:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/09/01/348651/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/09/01/348651/index.htmWhat was the last thing you bought? Whatever it was--a bottle of wine, a sweater, insurance, a car, a mortgage--chances are you spent time wondering whether you could've gotten it at a better price...Mon, 01 Sep 2003 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331277/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331277/index.htmGANDER MATTOX GRANDVIEW, MO. Fri, 01 Nov 2002 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/2002/10/28/330933/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/2002/10/28/330933/index.htmTalk about a double whammy. For weeks investors have been pummeling Ford stock, which is down 55% since May, partly on concerns about its underfunded pension plan. But now the company's bonds are b...Mon, 28 Oct 2002 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/01/01/315633/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/01/01/315633/index.htmMortgages aren't the only loans you can refinance. In today's falling-rate environment, car and student loans have become candidates as well--but only for certain borrowers. Here's what you need to...Tue, 01 Jan 2002 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/09/01/308600/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/09/01/308600/index.htmCREDIT CARDS Sat, 01 Sep 2001 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/07/01/305192/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/07/01/305192/index.htmCREDIT CARDS Interest Annual rate fee Telephone Sun, 01 Jul 2001 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/03/01/297117/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2001/03/01/297117/index.htmCREDIT CARDS Interest rate Annual fee Telephone Thu, 01 Mar 2001 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/10/15/289501/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/10/15/289501/index.htmEileen Horwath of San Francisco bought her new Honda online. Eileen Horwath is among the new breed of Web-savvy car shoppers. Looking for a Honda Civic that fit her budget, the 24-year-old San Fran...Sun, 15 Oct 2000 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/07/01/282760/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/07/01/282760/index.htmCREDIT CARDS Annual CARDS WITH THE LOWEST RATES Rate fee Telephone (800) Sat, 01 Jul 2000 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/06/01/280374/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2000/06/01/280374/index.htmCREDIT CARDS Annual NO-FEE CARDS WITH THE LOWEST RATES Rate fee Telephone (800) Thu, 01 Jun 2000 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/04/01/240354/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/04/01/240354/index.htmWe're not going to lecture you. You know all about the downsides of debt. You know you shouldn't run up a credit-card tab for a trip to Tahiti, and you know that such behavior has helped push bankr...Wed, 01 Apr 1998 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/02/01/237256/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/02/01/237256/index.htmTHIS MONTH: --A better way to pay bills --High-paying CDs for small savers Sun, 01 Feb 1998 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234620/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234620/index.htmTHIS MONTH: --Getting help with your debts --The best rates for CDs, loans Mon, 01 Dec 1997 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/11/27/219666/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/11/27/219666/index.htmSo you hope to take out a mortgage, tap the equity in your home or borrow to buy a new car in 1997? Relax. Interest rates don't figure to rise nearly as much as your weight might over the holidays....Wed, 27 Nov 1996 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/10/01/217560/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/10/01/217560/index.htmIn May, I went to a Toyota dealership in Marina Del Ray to purchase a car," says soft- spoken Theresa Witt, 50, sitting at her cluttered kitchen table with a mug of coffee in hand. "They had a huge...Tue, 01 Oct 1996 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/04/01/211184/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1996/04/01/211184/index.htmTHE TRONOLONES OF AURORA, ILL. (pictured above) and the Dorans of Chandler, Ariz. (above right) seem to be typically prosperous American families. Both are headed by two-career couples who bring in...Mon, 01 Apr 1996 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/11/01/207352/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/11/01/207352/index.htmALL RIGHT, SO IT'S NOT A MULTIMILLION-dollar lottery prize, but the year-end bonus you're expecting next month (or the tax refund you'll be getting next spring) does open up some intriguing possibi...Wed, 01 Nov 1995 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/06/01/203588/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/06/01/203588/index.htmRemember when you got a toaster for opening a checking account at your neighborhood bank? Well, things have changed: Today when you open an account at the typical bank you get toasted. Since 1985, ...Thu, 01 Jun 1995 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/09/01/89097/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/09/01/89097/index.htmAttention, car shoppers: Wonder what that is going through the moon roof? It's car and truck finance charges, which shot up 7.3%, to an average rate of 8.2%, in the five months that ended in late J...Thu, 01 Sep 1994 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/11/01/88432/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/11/01/88432/index.htmThe balloon car loan has been floating around for decades. But most big car makers have added a new twist that may make it worth a fresh look. The main appeal of a balloon loan has always been its ...Mon, 01 Nov 1993 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/08/01/88213/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/08/01/88213/index.htmAs Banking Scorecard has been telling you, and a new study confirms, bank fees are skyrocketing. According to the research released in June by the Consumer Federation of America (CFA) and the U.S. ...Sun, 01 Aug 1993 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/05/01/88001/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/05/01/88001/index.htmVice President Al Gore is so tickled about today's low interest rates that when he gives a speech, he often asks for a show of hands from those who have recently refinanced their mortgages. ''Usual...Sat, 01 May 1993 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/02/01/87805/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/02/01/87805/index.htmLike about half of his fellow applicants, Jim Clayton, 58, was turned down for the 15.6% AARP Visa card he requested recently. The twist? The Knoxville mobile-home manufacturer just happens to be o...Mon, 01 Feb 1993 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/01/01/87764/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/01/01/87764/index.htmIf you are shopping for a car loan and you're among the 50% of adult Americans who either belong to a credit union or could belong, you might make the credit union office your first stop. As nonpro...Fri, 01 Jan 1993 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/12/01/87653/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/12/01/87653/index.htmThere's something novel about this new-car season, and it's not just the stylish '93s now appearing in showrooms. This year, finally, the auto industry appears to be Getting It. Manufacturers at la...Tue, 01 Dec 1992 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/06/01/87339/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/06/01/87339/index.htmFROM TIME TO TIME, DAVID AND PATSY THEOBALD OF Savannah still visit the vacant three-bedroom ranch house that they once called home. David, 45, a $53,000-a- year controller for the local Hershey Ch...Mon, 01 Jun 1992 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/03/01/87174/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1992/03/01/87174/index.htmLast July, shortly after Lauren Davis, 33, and David Toups, 29, became engaged, they decided to reverse the traditional order of nuptial events by buying the nest before cooing ''I do.'' The New Or...Sun, 01 Mar 1992 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1991/07/01/86658/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1991/07/01/86658/index.htmJoann Long thought it was a prank at first. At 2:45 p.m. on Dec. 18, 1989, her son Ray Jr. -- then a 14-year-old 10th-grader at Barry Goldwater High in Phoenix -- came pounding on the back door, sh...Mon, 01 Jul 1991 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/09/01/86075/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/09/01/86075/index.htmWith auto sales off more than 3% this year compared with last, lenders are dreaming up some oddball ways to get you a new set of wheels. Especially popular right now are home-equity loans, since th...Sat, 01 Sep 1990 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/08/01/85978/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/08/01/85978/index.htmIn the movie Cadillac Man, Robin Williams' character and his car salesmen co- conspirators in sleaze raise their beer bottles in a Chinese restaurant and toast the motto of the dealership: ''Nobody...Wed, 01 Aug 1990 04:01:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/1990/02/12/73064/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1990/02/12/73064/index.htmBANKS are falling in love again -- this time with the consumer. A sampling of the woo they're pitching: In Dallas, NCNB Texas National recently gave away a pair of $35,000 Corvettes to two lucky cu...Mon, 12 Feb 1990 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/02/01/85658/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/02/01/85658/index.htmBearish economic forecasters must feel that consumers are toying with them. From July through October, installment credit increased an average of $1.7 billion a month, for an annual growth rate of ...Thu, 01 Feb 1990 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85083/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85083/index.htmAccording to the ads, one-stop banking is the only way to go. The promise: sign on with the right bank or savings and loan and never again will you have to spend time hunting for the best deal on a...Wed, 12 Apr 1989 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85089/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85089/index.htmThree years ago, Leslie Hamilton of Boston, then 27, went on a diet and lost 70 pounds. As a result, she recalls, ''I had no clothes that fit.'' So Hamilton began a giddy wardrobe-buying spree. Pre...Wed, 12 Apr 1989 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/02/01/84957/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/02/01/84957/index.htmAs the average sticker price fireballed by 85% to $13,932 since 1980, many strapped car buyers have resorted to longer-term loans with lower monthly payments. But it has not helped. A rash of loan ...Wed, 01 Feb 1989 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/10/01/84716/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/10/01/84716/index.htmSome financial planners suggest car shoppers borrow by taking out home-equity loans whose interest would be fully tax deductible. Sounds logical, but it's bad advice. Even though the monthly paymen...Sat, 01 Oct 1988 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/04/01/84414/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/04/01/84414/index.htmIf you are thinking of buying an American car, your best bet is to take the factory rebate and get bank financing. The rebate lowers the price, thereby reducing your loan and saving you interest. F...Fri, 01 Apr 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/01/01/84253/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/01/01/84253/index.htmOne look at Richard Theis' elegantly tailored $300 suits and you know that this man likes to live well. Theis, 40, is a federal attorney for the Equal Employment Opportunity Commission in Washingto...Fri, 01 Jan 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/12/01/84232/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/12/01/84232/index.htmMore bankers are rewarding their best customers with favorable deals, including three listed under Revolving cards. Example: Security Pacific offers California residents 20.4% Visa and MasterCards ...Tue, 01 Dec 1987 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/04/01/83802/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/04/01/83802/index.htmNewlyweds Stewart and Dana Gordon of New York City are pinned under a $47,000 mess of education debt and may have to borrow $175,000 more by 1988 to finance his dental practice and buy a home. Jeff...Wed, 01 Apr 1987 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/02/01/83699/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/02/01/83699/index.htmConsumption is the motor that drives all modern industrial economies, and in the U.S., consumer spending is a turbo-charged V-8 engine. When Americans are buying avidly, as they have been since 198...Sun, 01 Feb 1987 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/02/01/83707/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1987/02/01/83707/index.htmConsumer-loan rates floated downward during 1986, though they have tended to level off lately. The heftiest drop in 1986 -- 2.04 percentage points to 10.63% -- was in new- car loans. Auto manufactu...Sun, 01 Feb 1987 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83594/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83594/index.htmHome-equity loans can turn almost anything you want into something you can afford. -- Seattle bank advertisement Now appearing in newspapers nationwide, ads like this aim to change the self-image o...Mon, 01 Dec 1986 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83601/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83601/index.htmThe guy next door tools around in a new Mercedes, while you drive that sturdy Plymouth Reliant you bought four years ago. On sunny weekends, his family relaxes on their sailboat; you, on the other ...Mon, 01 Dec 1986 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83613/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1986/12/01/83613/index.htmHome-equity loans have two major advantages over ordinary consumer loans, such as the car and unsecured versions listed below. First, interest on equity loans will remain fully deductible under tax...Mon, 01 Dec 1986 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1986/10/27/68201/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1986/10/27/68201/index.htmTHOSE ULTRA-LOW-RATE financing offers from automakers may be selling cars like never before, but they are a giant pain in the assets to U.S. banks. Their share of the market for car loans has shrun...Mon, 27 Oct 1986 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1986/04/28/67468/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1986/04/28/67468/index.htmPsst! Wanna hit it big in financial services? Then get into the mortgage business. Buying that home is probably the biggest single purchase Johnny Doe will ever make. Be the one to sell him his mor...Mon, 28 Apr 1986 04:01:00 EDT