<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Credit Card Debt: News &amp; Videos about Credit Card Debt - CNN.com</title><link>http://topics.cnn.com/topics/feeds/rss/Credit_Card_Debt</link><description>Find stories, videos, and photos about Credit Card Debt from CNN.com.</description><language>en-us</language><copyright>Cable News Network LP, LLLP.</copyright><pubDate>Sun, 08 Nov 2009 22:25:50 GMT</pubDate><ttl>5</ttl><image><title>Credit Card Debt: News &amp; Videos about Credit Card Debt - CNN.com</title><url>http://i.cdn.turner.com/cnn/.element/img/1.0/logo/cnn.logo.rss.gif</url><link>http://topics.cnn.com/topics/feeds/rss/Credit_Card_Debt</link><width>144</width><height>33</height><description>Find stories, videos, and photos about Credit Card Debt from CNN.com.</description></image><item><title>Struggling with credit card debt?</title><link>http://money.cnn.com/2009/07/08/pf/saving/credit_card_debt/index.htm</link><guid>http://money.cnn.com/2009/07/08/pf/saving/credit_card_debt/index.htm</guid><description>Rising unemployment is pushing strapped U.S. borrowers over the edge, with delinquencies and balances on delinquent credit cards surging -- that's according to an industry report. Here's your step-by-step guide on what to do if you can't afford your credit card payments.</description><pubDate>Fri, 04 Sep 2009 15:43:00 EDT</pubDate></item><item><title>Credit card rates rise in 1st half of '09</title><link>http://money.cnn.com/2009/08/17/news/economy/credit_card_pew/index.htm</link><guid>http://money.cnn.com/2009/08/17/news/economy/credit_card_pew/index.htm</guid><description>The nation's banks raised credit card rates and increased their profit from lending to consumers in the first half of 2009, according to a consumer advocacy group.</description><pubDate>Tue, 18 Aug 2009 11:48:00 EDT</pubDate></item><item><title>Kids' credit cards</title><link>http://money.cnn.com/2009/07/16/pf/saving/college_kids_credit_cards/index.htm</link><guid>http://money.cnn.com/2009/07/16/pf/saving/college_kids_credit_cards/index.htm</guid><description>College students are pulling out the plastic now more than ever. The average credit card balance is over $1,600. Here is what your college student needs to know before stepping foot on campus this fall.</description><pubDate>Thu, 16 Jul 2009 15:01:00 EDT</pubDate></item><item><title>Clark Howard: Debt-settlement firms -- help or hindrance?</title><link>http://www.cnn.com/2009/LIVING/personal/06/04/clark.howard.debt.settlement/index.html#cnnSTCText</link><guid>http://www.cnn.com/2009/LIVING/personal/06/04/clark.howard.debt.settlement/index.html#cnnSTCText</guid><description>Have you seen those ads being run by the debt-settlement outfits on bad late-night TV? Their promise is always the same -- to reduce your credit card debt to just pennies on the dollar without making you file for bankruptcy!</description><pubDate>Thu, 04 Jun 2009 13:09:00 EDT</pubDate></item><item><title>Should you go bankrupt?</title><link>http://money.cnn.com/2009/06/03/pf/saving/personal_bankruptcy/index.htm</link><guid>http://money.cnn.com/2009/06/03/pf/saving/personal_bankruptcy/index.htm</guid><description>U.S. consumer bankruptcy filings rose 37% nationwide in May from the same time a year ago. And more Americans are filing Chapter 13 -- the type of bankruptcy where you have to pay back some of your debt -- rather than Chapter 7 -- which your slate is wiped clean. The American Bankruptcy Institute expects almost one and a half million new bankruptcies by the end of the year.</description><pubDate>Wed, 03 Jun 2009 15:08:00 EDT</pubDate></item><item><title>Obama signs credit card crackdown</title><link>http://money.cnn.com/2009/05/22/news/economy/credit_cards/index.htm</link><guid>http://money.cnn.com/2009/05/22/news/economy/credit_cards/index.htm</guid><description>President Obama signed a bill on Friday that makes it tougher for credit card issuers to raise fees and interest rates.</description><pubDate>Fri, 22 May 2009 20:22:00 EDT</pubDate></item><item><title>Paying off debt without going broke</title><link>http://www.cnn.com/2009/US/05/20/mainstreet.pay.off.debt/index.html#cnnSTCText</link><guid>http://www.cnn.com/2009/US/05/20/mainstreet.pay.off.debt/index.html#cnnSTCText</guid><description>Last summer, Maria Calderon was so overwhelmed by credit card debt, she couldn't sleep. She owed $21,000 on nine cards with interest rates as high as 29.99 percent.</description><pubDate>Thu, 21 May 2009 20:55:00 EDT</pubDate></item><item><title>A tax credit for air conditioning?</title><link>http://money.cnn.com/2009/05/15/pf/saving/appliance_credits_willis/index.htm</link><guid>http://money.cnn.com/2009/05/15/pf/saving/appliance_credits_willis/index.htm</guid><description>Question 1. My air conditioner is on its last leg. If I upgrade to a more efficient unit, is there a government rebate or anything else? -- Floyd, Florida</description><pubDate>Fri, 15 May 2009 16:04:00 EDT</pubDate></item><item><title>Help with credit-card debt</title><link>http://money.cnn.com/2009/04/16/pf/saving/credit_card_willis/index.htm</link><guid>http://money.cnn.com/2009/04/16/pf/saving/credit_card_willis/index.htm</guid><description>The average American family carries $8,000 to $10,000 in credit-card debt. A new Web site, called helpwithmycredit.org, was developed by the credit card industry to help consumers out. The site promises to help you manage your debt; communicate better with your credit card companies, and will hook you up with accredited credit counselors.</description><pubDate>Thu, 16 Apr 2009 18:06:00 EDT</pubDate></item><item><title>Tax refund: How to spend $2,705</title><link>http://money.cnn.com/2009/04/10/pf/taxes/tax_refund/index.htm</link><guid>http://money.cnn.com/2009/04/10/pf/taxes/tax_refund/index.htm</guid><description>Expecting a hefty tax refund this year? You may have visions of plasma televisions and Hawaiian vacations. But with the economy locked in recession and the unemployment rate at a 25-year high, there might be more practical ways to spend the extra cash.</description><pubDate>Wed, 15 Apr 2009 12:45:00 EDT</pubDate></item><item><title>Desperate Japanese head to 'suicide forest'</title><link>http://www.cnn.com/2009/WORLD/asiapcf/03/19/suicide.forrest.japan/index.html#cnnSTCText</link><guid>http://www.cnn.com/2009/WORLD/asiapcf/03/19/suicide.forrest.japan/index.html#cnnSTCText</guid><description>Aokigahara Forest is known for two things in Japan: breathtaking views of Mount Fuji and suicides. Also called the Sea of Trees, this destination for the desperate is a place where the suicidal disappear, often never to be found in the dense forest.</description><pubDate>Fri, 20 Mar 2009 14:19:00 EDT</pubDate></item><item><title>A new career at 62 years old</title><link>http://money.cnn.com/2009/03/13/pf/saving/retraining_willis/index.htm</link><guid>http://money.cnn.com/2009/03/13/pf/saving/retraining_willis/index.htm</guid><description>Gerri Willis, CNN's personal finance editor, answers readers' questions, providing actionable advice in this difficult economy.</description><pubDate>Fri, 13 Mar 2009 18:13:00 EDT</pubDate></item><item><title>Money answers for your financial serenity</title><link>http://www.cnn.com/2009/LIVING/personal/02/25/o.money.in.the.bank/index.html#cnnSTCText</link><guid>http://www.cnn.com/2009/LIVING/personal/02/25/o.money.in.the.bank/index.html#cnnSTCText</guid><description>Financial fitness is a lot like physical fitness: We all know what we should be doing -- eliminating credit card debt, saving for emergencies, socking away dizzying amounts in a retirement fund -- but finding a plan that works for the average person isn't easy.</description><pubDate>Wed, 25 Feb 2009 12:55:00 EST</pubDate></item><item><title>Your credit questions answered</title><link>http://money.cnn.com/2009/01/30/pf/saving/toptips_credit_willis/index.htm</link><guid>http://money.cnn.com/2009/01/30/pf/saving/toptips_credit_willis/index.htm</guid><description>Gerri Willis answers e-mailed questions about money. You too can have her answer one of yours.</description><pubDate>Fri, 30 Jan 2009 16:04:00 EST</pubDate></item><item><title>Excerpt: Putting your financial house in order</title><link>http://www.cnn.com/2009/LIVING/01/07/velshi.excerpt.debt/index.html#cnnSTCText</link><guid>http://www.cnn.com/2009/LIVING/01/07/velshi.excerpt.debt/index.html#cnnSTCText</guid><description>If you're a NASCAR driver, you can't afford to be leaking fuel on the track. You won't be able to get the power you need. You won't be able to drive as far. You'll have to keep pulling over for more gas while your competitors accelerate around the track.</description><pubDate>Wed, 07 Jan 2009 11:19:00 EST</pubDate></item><item><title>Money worries rob workers of sleep, study shows</title><link>http://www.cnn.com/2008/HEALTH/10/28/losing.sleep/index.html#cnnSTCText</link><guid>http://www.cnn.com/2008/HEALTH/10/28/losing.sleep/index.html#cnnSTCText</guid><description>Nine of 10 American workers are losing sleep over financial worries, according to a survey released Monday by a company that helps workers deal with wellness issues.</description><pubDate>Tue, 28 Oct 2008 07:40:00 EDT</pubDate></item><item><title>For shoppers, cash is back in vogue</title><link>http://money.cnn.com/2008/10/22/news/economy/retail_cash/index.htm</link><guid>http://money.cnn.com/2008/10/22/news/economy/retail_cash/index.htm</guid><description>The latest fall style for credit-addicted Americans: paying with cash.</description><pubDate>Wed, 22 Oct 2008 16:17:00 EDT</pubDate></item><item><title>Credit woes: More than home loans</title><link>http://money.cnn.com/2008/10/03/news/economy/credit_cards/index.htm</link><guid>http://money.cnn.com/2008/10/03/news/economy/credit_cards/index.htm</guid><description>Mortgages aren't the only loans in line for a government bailout.</description><pubDate>Fri, 03 Oct 2008 20:06:00 EDT</pubDate></item><item><title>Manage debt, protect savings</title><link>http://money.cnn.com/2008/09/02/pf/saving/toptips/index.htm</link><guid>http://money.cnn.com/2008/09/02/pf/saving/toptips/index.htm</guid><description>Gerri Willis answers questions managing credit card debt, making sure your savings are safe and rebuilding credit after a foreclosure.</description><pubDate>Tue, 02 Sep 2008 14:38:00 EDT</pubDate></item><item><title>The next credit crunch</title><link>http://money.cnn.com/2008/08/18/news/economy/Colvin_next_credit_crunch.fortune/index.htm</link><guid>http://money.cnn.com/2008/08/18/news/economy/Colvin_next_credit_crunch.fortune/index.htm</guid><description>We made it through the bursting of the Internet bubble and now the bursting of the real estate bubble. Next we may be approaching the end of the most worrisome bubble of all: the standard-of-living bubble.</description><pubDate>Wed, 20 Aug 2008 17:15:00 EDT</pubDate></item><item><title>Barely surviving on credit cards</title><link>http://money.cnn.com/2008/05/09/news/economy/creditcards/index.htm</link><guid>http://money.cnn.com/2008/05/09/news/economy/creditcards/index.htm</guid><description>These days, more and more people are saying "Charge it."</description><pubDate>Tue, 13 May 2008 09:08:00 EDT</pubDate></item><item><title>When to call in financial cavalry</title><link>http://www.cnn.com/2008/LIVING/personal/03/14/pro.money.help/index.html#cnnSTCText</link><guid>http://www.cnn.com/2008/LIVING/personal/03/14/pro.money.help/index.html#cnnSTCText</guid><description>Krista Wallis, her husband, Joe, and her 19-year-old son from a previous marriage were living a pretty good life in Oklahoma City, Oklahoma.</description><pubDate>Fri, 11 Apr 2008 14:12:00 EDT</pubDate></item><item><title>Climbing out of credit-card debt</title><link>http://money.cnn.com/2008/03/03/smbusiness/credit_card_debt.fsb/index.htm</link><guid>http://money.cnn.com/2008/03/03/smbusiness/credit_card_debt.fsb/index.htm</guid><description>Dear FSB: I am a small business owner (S-Corp) with over $100,000 in credit-card debt. Due to sharp drop in home sales and lack of cash flow, we are having a difficult time paying these credit cards. Being a business owner, I am looking for a program to combine and pay these cards off without having an adverse effect on my credit score. Your advice in this matter is greatly appreciated.</description><pubDate>Tue, 04 Mar 2008 16:13:00 EST</pubDate></item><item><title>Pay off debt AND fund your IRA</title><link>http://money.cnn.com/2008/01/07/pf/expert/expert.moneymag/index.htm</link><guid>http://money.cnn.com/2008/01/07/pf/expert/expert.moneymag/index.htm</guid><description>Question: I pay $300 a month on my credit-card balance of roughly $11,000. I have an extra $350 a month that I can use to further reduce my credit-card balance, or that I can invest in a Roth IRA. Which will give me the biggest bang for my buck? - William Scott, Spotsylvania, Virginia</description><pubDate>Thu, 17 Jan 2008 21:33:00 EST</pubDate></item><item><title>Get out of credit card debt</title><link>http://money.cnn.com/2008/01/03/pf/saving/toptips/index.htm</link><guid>http://money.cnn.com/2008/01/03/pf/saving/toptips/index.htm</guid><description>You've thought about it, dreamed about it... now you can do it. Be debt-free in 2008. Here's how.</description><pubDate>Fri, 04 Jan 2008 00:29:00 EST</pubDate></item><item><title>Getting a loan after bankruptcy</title><link>http://money.cnn.com/2007/12/28/smbusiness/bankruptcy.fsb/index.htm</link><guid>http://money.cnn.com/2007/12/28/smbusiness/bankruptcy.fsb/index.htm</guid><description>Dear FSB: Unfortunately, I have a bankruptcy due to a divorce. Is it possible to obtain a business loan if I have re-established my credit score?</description><pubDate>Wed, 02 Jan 2008 16:18:00 EST</pubDate></item><item><title>Freezing and rebuilding bad credit</title><link>http://money.cnn.com/2007/12/21/pf/toptips/index.htm</link><guid>http://money.cnn.com/2007/12/21/pf/toptips/index.htm</guid><description>E-mail questions, holiday edition.</description><pubDate>Fri, 21 Dec 2007 17:56:00 EST</pubDate></item><item><title>Skittish on Wall Street</title><link>http://money.cnn.com/2007/12/04/markets/stockswatch_ny/index.htm</link><guid>http://money.cnn.com/2007/12/04/markets/stockswatch_ny/index.htm</guid><description>Stocks were poised for a lower open Tuesday as Federal Reserve officials voiced new worries about the economy, drugmaker Merck gave disappointing 2008 guidance, and lawmakers turned their sights on credit card debt as a fresh area of worry.</description><pubDate>Tue, 04 Dec 2007 13:26:00 EST</pubDate></item><item><title>The $915B bomb in consumers' wallets</title><link>http://money.cnn.com/2007/10/29/magazines/fortune/consumer_debt.fortune/index.htm</link><guid>http://money.cnn.com/2007/10/29/magazines/fortune/consumer_debt.fortune/index.htm</guid><description>This past summer's subprime meltdown involved about $900 billion in now-suspect securitized debt, reckless lending, and consumers who buckled under the weight of loans they couldn't afford. Now another link in the consumer debt chain - credit cards - is starting to show signs of strain. And the fear that the $915 billion in U.S. credit card debt (an uncannily similar figure) may blow up has major financial institutions like Citigroup, American Express, and Bank of America strapping on their Kevlar vests.</description><pubDate>Tue, 30 Oct 2007 17:15:00 EDT</pubDate></item><item><title>Subprime: Big talk, little help</title><link>http://money.cnn.com/2007/09/26/real_estate/few_loan_modifications/index.htm</link><guid>http://money.cnn.com/2007/09/26/real_estate/few_loan_modifications/index.htm</guid><description>The bullhorn message from the government to mortgage lenders has been: Bend. Do what you can to help struggling homeowners.</description><pubDate>Wed, 26 Sep 2007 09:53:00 EDT</pubDate></item><item><title>Putting the card before the house</title><link>http://money.cnn.com/2007/06/25/real_estate/priorty_credit_cards_not_mortgage/index.htm</link><guid>http://money.cnn.com/2007/06/25/real_estate/priorty_credit_cards_not_mortgage/index.htm</guid><description>In another symptom of the subprime mortgage meltdown, stressed-out borrowers may be taking care of their credit card bills before making their mortgage payments.</description><pubDate>Mon, 25 Jun 2007 04:21:00 EDT</pubDate></item><item><title>Coming back from the brink: Redeeming your credit reputation</title><link>http://www.cnn.com/2007/US/03/06/repairing.credit/index.html</link><guid>http://www.cnn.com/2007/US/03/06/repairing.credit/index.html</guid><description>Looking back, Harry Rogers can see where he went wrong.</description><pubDate>Tue, 06 Mar 2007 14:50:00 EST</pubDate></item><item><title>Your e-mails: Students paying off the past</title><link>http://www.cnn.com/2007/US/01/30/student.debt.feedback/index.html</link><guid>http://www.cnn.com/2007/US/01/30/student.debt.feedback/index.html</guid><description>Each semester, credit cards prove be a dangerous temptation for many college students short on funds.</description><pubDate>Tue, 30 Jan 2007 15:08:00 EST</pubDate></item><item><title>Being Grown-Up About Debt</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2007/02/01/8398751/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2007/02/01/8398751/index.htm</guid><description>Until last fall, Jessica Jaquez-Trejo and Willy Trejo seemed to be living an idyllic life. The El Paso couple had good jobs - Jessica, 30, teaches reading at an elementary school; Willy, 32, is a p... </description><pubDate>Thu, 18 Jan 2007 23:05:00 EST</pubDate></item><item><title>Your e-mails: Fighting off credit card debt</title><link>http://www.cnn.com/2007/US/01/17/debt.emails/index.html</link><guid>http://www.cnn.com/2007/US/01/17/debt.emails/index.html</guid><description>Americans commonly use credit cards as part of their family finances. Sometimes the reliance on credit cards leads to an unhealthy amount of debt. CNN.com asked readers how they deal with credit card debt and asked them to share their stories. Here is a selection of responses, some of which have been edited.</description><pubDate>Wed, 17 Jan 2007 17:04:00 EST</pubDate></item><item><title>6 ways to be a grown-up about debt</title><link>http://money.cnn.com/2007/01/16/magazines/moneymag/debt_grownup.moneymag/index.htm</link><guid>http://money.cnn.com/2007/01/16/magazines/moneymag/debt_grownup.moneymag/index.htm</guid><description>Until last fall, Jessica Jaquez-Trejo and Willy Trejo seemed to be living an idyllic life. The El Paso couple had good jobs - Jessica, 30, teaches reading at an elementary school; Willy, 32, is a product engineer - and together earned a comfortable $90,000 a year.</description><pubDate>Tue, 16 Jan 2007 20:52:00 EST</pubDate></item><item><title>Credit guru: Most don't know what they owe</title><link>http://www.cnn.com/2007/US/01/08/cnna.willis.debt/index.html</link><guid>http://www.cnn.com/2007/US/01/08/cnna.willis.debt/index.html</guid><description>The holidays might be over, but holiday bills often last well into the new year. Howard Dvorkin, the founder of Consolidated Credit Counseling Services, joined CNN's Gerri Willis to help strategize how consumers can get out of debt.</description><pubDate>Mon, 08 Jan 2007 15:27:00 EST</pubDate></item><item><title>Collateral Damage</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2007/01/01/8397413/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2007/01/01/8397413/index.htm</guid><description>When the bomb finally goes off, 20 minutes into Blues By The Beach, there is no burst of light, no loud explosion, no screaming. There is just an eerie silence, followed by a frenzy of lights, sire... </description><pubDate>Mon, 01 Jan 2007 05:01:00 EST</pubDate></item><item><title>Reader questions answered</title><link>http://money.cnn.com/2006/06/09/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2006/06/09/pf/saving/willis_tips/index.htm</guid><description>How does credit counseling affect your credit? -- Jill</description><pubDate>Fri, 09 Jun 2006 15:03:00 EDT</pubDate></item><item><title>What to do with a windfall</title><link>http://money.cnn.com/2006/05/30/pf/expert/ask_expert/index.htm</link><guid>http://money.cnn.com/2006/05/30/pf/expert/ask_expert/index.htm</guid><description>I recently came into $3,500 windfall from a tax refund and sale of a vehicle and am wondering whether I'd be better off investing this money in a Roth IRA account or putting it toward my $8,000 in credit card balance? I've already been making more than the minimum payment each month toward this debt, but by applying my windfall to the credit card account I'd pay it off even quicker. What do you think is the best move?</description><pubDate>Tue, 30 May 2006 14:00:00 EDT</pubDate></item><item><title>Attorneys say new bankruptcy law ineffective</title><link>http://money.cnn.com/2006/02/22/pf/bankruptcy_survey/index.htm</link><guid>http://money.cnn.com/2006/02/22/pf/bankruptcy_survey/index.htm</guid><description>NEW YORK (CNN/Money) - Ninety-seven percent of consumers seeking to file for bankruptcy so far this year cannot afford to pay back their debts, according to a survey by the National Association of Consumer Bankruptcy Attorneys (NACBA).</description><pubDate>Wed, 22 Feb 2006 23:11:00 EST</pubDate></item><item><title>Fix Our Mix</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2006/02/01/8367537/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2006/02/01/8367537/index.htm</guid><description>THE BUDDS </description><pubDate>Wed, 01 Feb 2006 05:01:00 EST</pubDate></item><item><title>Report: Bankruptcy filings steady</title><link>http://money.cnn.com/2006/01/17/news/economy/bankruptcy_counseling/index.htm</link><guid>http://money.cnn.com/2006/01/17/news/economy/bankruptcy_counseling/index.htm</guid><description>A toughened bankruptcy law requiring debtors to seek credit counseling is doing to little to curb the number of consumers filing for bankruptcy, according to the Washington Post.</description><pubDate>Tue, 17 Jan 2006 11:23:00 EST</pubDate></item><item><title>Which Credit Counselor Is Yours?</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2005/11/01/8217807/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2005/11/01/8217807/index.htm</guid><description>LOWER YOUR MONTHLY PAYMENTS! </description><pubDate>Mon, 12 Dec 2005 21:39:00 EST</pubDate></item><item><title>How can I pay off my credit cards?</title><link>http://money.cnn.com/2005/11/02/services/money_library/debt_cards/index.htm</link><guid>http://money.cnn.com/2005/11/02/services/money_library/debt_cards/index.htm</guid><description>It almost always starts out small. Maybe your DVD player conks out, and you don't have cash in the bank to buy a new one.</description><pubDate>Wed, 02 Nov 2005 22:00:00 EST</pubDate></item><item><title>Bankruptcy tips</title><link>http://money.cnn.com/2005/10/17/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2005/10/17/pf/saving/willis_tips/index.htm</guid><description>The new bankruptcy law that goes into effect today will require filers to seek credit counseling.</description><pubDate>Mon, 17 Oct 2005 14:59:00 EDT</pubDate></item><item><title>The new bankruptcy law and you</title><link>http://money.cnn.com/2005/10/17/pf/debt/bankruptcy_law/index.htm</link><guid>http://money.cnn.com/2005/10/17/pf/debt/bankruptcy_law/index.htm</guid><description>A new bankruptcy law goes into effect today, making it harder for consumers to prove that they should be allowed to clear their debts in what's known as a "fresh start" -- or Chapter 7 -- bankruptcy.</description><pubDate>Mon, 17 Oct 2005 14:28:00 EDT</pubDate></item><item><title>Can you trust your credit counselor?</title><link>http://money.cnn.com/2005/10/13/pf/debt/debt_counselors_0511/index.htm</link><guid>http://money.cnn.com/2005/10/13/pf/debt/debt_counselors_0511/index.htm</guid><description>Lower your monthly payments! Reduce your debt in seconds!! Watch your credit scores soar!!!</description><pubDate>Thu, 13 Oct 2005 20:35:00 EDT</pubDate></item><item><title>Changing your spending habits</title><link>http://money.cnn.com/2005/10/12/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2005/10/12/pf/saving/willis_tips/index.htm</guid><description>All the recent talk about the changing bankruptcy law may have you taking a second look at your finances.</description><pubDate>Wed, 12 Oct 2005 15:25:00 EDT</pubDate></item><item><title>Debts undo a saver</title><link>http://money.cnn.com/2005/08/19/pf/fix_debt_0509/index.htm</link><guid>http://money.cnn.com/2005/08/19/pf/fix_debt_0509/index.htm</guid><description>In many ways, Tina Johnson is off to an impressive start as an investor.</description><pubDate>Fri, 19 Aug 2005 14:28:00 EDT</pubDate></item><item><title>Go For Broke?</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2005/05/01/8257860/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2005/05/01/8257860/index.htm</guid><description>Congress is moving closer to passing an overhaul of bankruptcy laws that would make it much harder and more expensive for debtors to be freed from their bills. The measure is backed by credit-card ...</description><pubDate>Sun, 01 May 2005 04:01:00 EDT</pubDate></item><item><title>Coping with new bankruptcy law</title><link>http://money.cnn.com/2005/04/18/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2005/04/18/pf/saving/willis_tips/index.htm</guid><description>President Bush is soon expected to sign into law a bill that will make it difficult, if not impossible, for many consumers to wipe away their debts through bankruptcy.</description><pubDate>Mon, 18 Apr 2005 17:20:00 EDT</pubDate></item><item><title>Cleaning up your credit</title><link>http://money.cnn.com/2005/02/28/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2005/02/28/pf/saving/willis_tips/index.htm</guid><description>There is a lot going on right now that could affect your credit.</description><pubDate>Mon, 28 Feb 2005 17:00:00 EST</pubDate></item><item><title>Improve your finances in '05</title><link>http://money.cnn.com/2005/01/07/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2005/01/07/pf/saving/willis_tips/index.htm</guid><description>The New Year is a great time to make changes.</description><pubDate>Fri, 07 Jan 2005 16:32:00 EST</pubDate></item><item><title>Here's to a debt-free new year</title><link>http://money.cnn.com/2005/01/03/pf/debt/newyear_debt/index.htm</link><guid>http://money.cnn.com/2005/01/03/pf/debt/newyear_debt/index.htm</guid><description>You bought the perfect holiday gifts for your family and friends, along with a little something for yourself. While that December merrymaking may seem priceless your January MasterCard statement will remind you that it was not.</description><pubDate>Mon, 03 Jan 2005 17:14:00 EST</pubDate></item><item><title>Charged today, tapped out tomorrow?</title><link>http://money.cnn.com/2004/12/28/news/economy/holiday_creditspending/index.htm</link><guid>http://money.cnn.com/2004/12/28/news/economy/holiday_creditspending/index.htm</guid><description>Retailers probably celebrated Tuesday's news that shoppers used their charge cards for a record number of transactions over the holidays.</description><pubDate>Tue, 28 Dec 2004 14:41:00 EST</pubDate></item><item><title>Help! You Need Somebody</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186563/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186563/index.htm</guid><description>When Hollywood, Fla. couple Ted and Kristie Long married four years ago, they merged not only their lives but also their debts. "We each had a couple of credit cards with big balances and lots with...</description><pubDate>Fri, 01 Oct 2004 04:01:00 EDT</pubDate></item><item><title>From Debt to Wealth on $10 a Day</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186566/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/10/01/8186566/index.htm</guid><description>HOW WOULD YOU LIKE TO BE FREE OF CREDIT-CARD DEBT? To have a financial cushion to fall back on? To know you have the skills to save and invest for any goal—and to guarantee your financial future? </description><pubDate>Fri, 01 Oct 2004 04:01:00 EDT</pubDate></item><item><title>Help! You need somebody</title><link>http://money.cnn.com/2004/09/28/pf/debt/chatzky_program_0410/index.htm</link><guid>http://money.cnn.com/2004/09/28/pf/debt/chatzky_program_0410/index.htm</guid><description>When Hollywood, Fla. couple Ted and Kristie Long married four years ago, they merged not only their lives but also their debts.</description><pubDate>Tue, 28 Sep 2004 18:19:00 EDT</pubDate></item><item><title>From debt to wealth on $10 a day</title><link>http://money.cnn.com/2004/09/23/pf/debt/chatzky_intronew/index.htm</link><guid>http://money.cnn.com/2004/09/23/pf/debt/chatzky_intronew/index.htm</guid><description>How would you like to be free of credit card debt? To have a financial cushion to fall back on?</description><pubDate>Thu, 23 Sep 2004 14:55:00 EDT</pubDate></item><item><title>Get rich quick(er): 4 strategies</title><link>http://money.cnn.com/2004/07/06/pf/speed_savings/index.htm</link><guid>http://money.cnn.com/2004/07/06/pf/speed_savings/index.htm</guid><description>NEW YORK (CNN/Money) - You're well past the age of 6. But admit it: when it comes to meeting your financial goals, you're not past the impatience of a first-grader on a car trip.</description><pubDate>Tue, 06 Jul 2004 20:06:00 EDT</pubDate></item><item><title>Unlock the Value of Your House Americans are awash in home equity. Some are being smart about tapping it--and some are not</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/06/01/369667/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/06/01/369667/index.htm</guid><description>Last year thousands of Americans discovered a pot of gold in their own living rooms. Or so it must have seemed: Spurred by historically low interest rates and sky-high housing prices, homeowners to...</description><pubDate>Tue, 01 Jun 2004 04:01:00 EDT</pubDate></item><item><title>Getting the most out of home equity</title><link>http://money.cnn.com/2004/05/17/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2004/05/17/pf/saving/willis_tips/index.htm</guid><description>For most of last year, homeowners enjoyed luscious mortgage rates below 6 percent.</description><pubDate>Mon, 17 May 2004 17:31:00 EDT</pubDate></item><item><title>Unlock the value of your house</title><link>http://money.cnn.com/2004/05/11/magazines/moneymag/realestate_value_0406/index.htm</link><guid>http://money.cnn.com/2004/05/11/magazines/moneymag/realestate_value_0406/index.htm</guid><description>Last year thousands of Americans discovered a pot of gold in their own living rooms.</description><pubDate>Fri, 14 May 2004 12:20:00 EDT</pubDate></item><item><title>Don't blow your home equity</title><link>http://money.cnn.com/2004/04/19/pf/yourhome/home_equity/index.htm</link><guid>http://money.cnn.com/2004/04/19/pf/yourhome/home_equity/index.htm</guid><description>BEND, Ore. (CNN/Money) - Americans have home equity to burn, or so you would think.</description><pubDate>Mon, 19 Apr 2004 15:40:00 EDT</pubDate></item><item><title>What to do with your tax refund</title><link>http://money.cnn.com/2004/04/14/pf/saving/willis_tips/index.htm</link><guid>http://money.cnn.com/2004/04/14/pf/saving/willis_tips/index.htm</guid><description>Got a tax refund coming? Last year, taxpayers netted $2,033 on average -- and this year could be even better. Tax experts say refunds could rise to $2,500 this year...which begs the question what should you do with your refund?</description><pubDate>Wed, 14 Apr 2004 17:17:00 EDT</pubDate></item><item><title>Let's pay it down today</title><link>http://money.cnn.com/2004/02/20/magazines/moneymag/chatzky_debt_0403/index.htm</link><guid>http://money.cnn.com/2004/02/20/magazines/moneymag/chatzky_debt_0403/index.htm</guid><description>Two and a half years ago, Sue and Charlie Jordan gave up high-paying corporate jobs in Minneapolis (his as an architect and hers in equity research) and purchased a picture-perfect resort in a town with a picture-perfect name -- Hanging Horn Village in Moose Lake, Minn.</description><pubDate>Fri, 26 Mar 2004 20:28:00 EST</pubDate></item><item><title>Let's Pay it Down Today Between credit-card balances,             massive mortgages and outsize car loans, debt has become an   </title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362315/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362315/index.htm</guid><description>Two and a half years ago, Sue and Charlie Jordan gave up high paying corporate jobs in Minneapolis (his as an architect and hers in equity research) and purchased a picture-perfect resort in a town...</description><pubDate>Mon, 01 Mar 2004 05:01:00 EST</pubDate></item><item><title>Let's pay it down today</title><link>http://money.cnn.com/2004/02/20/pf/debt/freeintro_chatzky_debt_0403/index.htm</link><guid>http://money.cnn.com/2004/02/20/pf/debt/freeintro_chatzky_debt_0403/index.htm</guid><description>Credit-card debt in the U.S. -- now averaging $8,000 per household -- is at an all-time high.</description><pubDate>Fri, 20 Feb 2004 19:56:00 EST</pubDate></item><item><title>Fashion Mistake</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2002/12/01/333182/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2002/12/01/333182/index.htm</guid><description>Here's a phenomenon The Feminine Mystique didn't foresee. According to Consolidated Credit Counseling Services, which studied some 5,000 clients, young women are more likely than men their age to b...</description><pubDate>Sun, 01 Dec 2002 05:01:00 EST</pubDate></item><item><title>Debt</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331277/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331277/index.htm</guid><description>GANDER MATTOX GRANDVIEW, MO. </description><pubDate>Fri, 01 Nov 2002 05:01:00 EST</pubDate></item><item><title>Anatomy Of A Publicity Stunt</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/2001/10/01/309903/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/2001/10/01/309903/index.htm</guid><description>THE STUNT: The Great American Credit Card Swipeout (July 31-Aug. 4). Residents of Cashtown, Pa. go plastic-free to highlight the dangers of credit-card debt and "educate consumers about their finan...</description><pubDate>Mon, 01 Oct 2001 04:01:00 EDT</pubDate></item><item><title>Charge! Europeans were wary of credit cards--until U.S. banks began streaming across the Atlantic to convince them of the joys o</title><link>http://money.cnn.com/magazines/fortune/fortune_archive/1998/09/28/248709/index.htm</link><guid>http://money.cnn.com/magazines/fortune/fortune_archive/1998/09/28/248709/index.htm</guid><description>Americans don't know jack about soccer, right? It was bad enough when the Germans crushed the U.S. team in the opening round of the World Cup in Paris without raising a sweat, but when the Yanks go...</description><pubDate>Mon, 28 Sep 1998 04:01:00 EDT</pubDate></item><item><title>When You Sacrifice Your Future for Your Kids This single mom has shortchanged her own finances to give her kids the best. Now sh</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1998/03/01/238610/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1998/03/01/238610/index.htm</guid><description>Sandra Deneault's parenting style sounds pretty familiar: "I've always put my kids first," says the 52-year-old mom. She's up before dawn most mornings doing household chores, holds down three jobs...</description><pubDate>Sun, 01 Mar 1998 05:01:00 EST</pubDate></item><item><title>THE TRUTH ABOUT CREDIT COUNSELORS</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234647/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234647/index.htm</guid><description>When readers seek help with their debts, MONEY often recommends Consumer Credit Counseling Service (CCCS), the nation's largest network of nonprofit debt-management agencies. For a fee of about $9 ...</description><pubDate>Mon, 01 Dec 1997 05:01:00 EST</pubDate></item><item><title>LOOK DEEP INTO YOUR WALLET SOME UGLY TRUTHS ABOUT CREDIT CARD DEBT</title><link>http://money.cnn.com/magazines/fortune/fortune_archive/1997/11/10/233786/index.htm</link><guid>http://money.cnn.com/magazines/fortune/fortune_archive/1997/11/10/233786/index.htm</guid><description>It's no secret that the credit card business is looking ugly. Competition is intense, profit margins are shrinking, and lots of cardholders aren't paying their bills. Dig into the statistics that l...</description><pubDate>Mon, 10 Nov 1997 05:01:00 EST</pubDate></item><item><title>HOW YOU CAN WIN YOUR WAR AGAINST DEBT WHETHER YOU'RE             DEEP IN THE RED...OR YOU'RE CLIMBING INTO THE BLACK</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1996/04/01/211184/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1996/04/01/211184/index.htm</guid><description>THE TRONOLONES OF AURORA, ILL. (pictured above) and the Dorans of Chandler, Ariz. (above right) seem to be typically prosperous American families. Both are headed by two-career couples who bring in...</description><pubDate>Mon, 01 Apr 1996 05:01:00 EST</pubDate></item><item><title>LEARNING TO LIVE ON WHAT YOU MAKE AN AMERICAN FAMILY             SPENDS A YEAR BITING THE BUDGET</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1995/04/01/202083/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1995/04/01/202083/index.htm</guid><description>Rose," calls John Reid toward the bright kitchen of his six-bedroom, antiques-filled post-Victorian home, "have I spent any money on you lately?" </description><pubDate>Sat, 01 Apr 1995 05:01:00 EST</pubDate></item><item><title>THIS CADDIE IS MAKING $62,OOO NOW But, like anyone who's on a variable yearly income, Jerry Woodard must take steps to keep a ba</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1993/06/01/88080/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1993/06/01/88080/index.htm</guid><description>The phone rang just as Jerry Woodard, 36, arrived home in Elmira, N.Y. late Sunday night after driving back from a hot, six-day workweek in Youngstown, Ohio last July. He answered with his customar...</description><pubDate>Tue, 01 Jun 1993 04:01:00 EDT</pubDate></item><item><title>Mr. Egan Goes to Washington A recent college graduate             with an exciting job on Capitol Hill is off to a fast start   </title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87156/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87156/index.htm</guid><description>Sitting across from the PRESIDENT EGAN campaign placard that he saved from his days as student body president at the University of Washington in Seattle two years ago, a slightly red-faced Mike Ega...</description><pubDate>Sat, 15 Feb 1992 05:01:00 EST</pubDate></item><item><title>Getting Set for the Long Haul A tugboat journeyman             and a teacher, both nearing 50, reflect on the adversity         </title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87147/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87147/index.htm</guid><description>The decor bespeaks snug, middle-class prosperity -- lace curtains at the front windows, framed prints hanging from picture rails, dried flowers and silver- framed photographs adorning polished surf...</description><pubDate>Sat, 15 Feb 1992 05:01:00 EST</pubDate></item><item><title>Bouncing Back from Disaster An Oakland couple whose             house was destroyed by one of the costliest fires in U.S.       </title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87148/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1992/02/15/87148/index.htm</guid><description>The first Jean Malik heard of the fire was when the telephone rang at 11 o'clock on a peaceful Sunday morning last Oct. 20. ''It was a neighbor asking if I had seen the black smoke pouring from the...</description><pubDate>Sat, 15 Feb 1992 05:01:00 EST</pubDate></item><item><title>SMART MOVES FOR TOUGHER TIMES You will need fresh strategies for your career, your housing choices and your investments.</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1990/10/01/86129/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1990/10/01/86129/index.htm</guid><description>Faster than you can say $30 a barrel, Saddam Hussein's invasion of Kuwait transformed the prevailing attitude on the economy from guarded optimism to low-grade anxiety. Growth had turned feeble eve...</description><pubDate>Mon, 01 Oct 1990 04:01:00 EDT</pubDate></item><item><title>Cutting Your DEBT Whether you are cautious about             credit or already in the hole, you need to know these eight rules.</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85089/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85089/index.htm</guid><description>Three years ago, Leslie Hamilton of Boston, then 27, went on a diet and lost 70 pounds. As a result, she recalls, ''I had no clothes that fit.'' So Hamilton began a giddy wardrobe-buying spree. Pre...</description><pubDate>Wed, 12 Apr 1989 04:01:00 EDT</pubDate></item><item><title>Twelve Steps to Financial Security By making these moves now, you can protect what you have and help it grow -- no matter what t</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1988/01/01/84260/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1988/01/01/84260/index.htm</guid><description>First, bonds took a beating. Then stocks collapsed. Now from the crow's nests of many economists comes the shout: ''Recession dead ahead.'' It's enough to make the saltiest investor reach for the D...</description><pubDate>Fri, 01 Jan 1988 05:01:00 EST</pubDate></item><item><title>Getting on Top of Your Debt What to do now so you will never find yourself up to your neck in debt, like the Proctors of Huntsvi</title><link>http://money.cnn.com/magazines/moneymag/moneymag_archive/1987/04/01/83806/index.htm</link><guid>http://money.cnn.com/magazines/moneymag/moneymag_archive/1987/04/01/83806/index.htm</guid><description>Michael and Cynthia Proctor never asked for their first credit cards. Four of them more or less appeared pre-approved in the couple's Huntsville, Texas mailbox in the summer of 1982. At the time, M...</description><pubDate>Wed, 01 Apr 1987 05:01:00 EST</pubDate></item></channel></rss>