http://topics.cnn.com/topics/feeds/rss/Personal_SavingsFind stories, videos, and photos about Personal Savings from CNN.com.en-usCable News Network LP, LLLP.Thu, 26 Nov 2009 04:55:36 GMT5http://i.cdn.turner.com/cnn/.element/img/1.0/logo/cnn.logo.rss.gifhttp://topics.cnn.com/topics/feeds/rss/Personal_Savings14433Find stories, videos, and photos about Personal Savings from CNN.com.http://money.cnn.com/2009/08/31/pf/expert/interest_rates.moneymag/index.htmhttp://money.cnn.com/2009/08/31/pf/expert/interest_rates.moneymag/index.htmQuestion: I'm 58 and have $30,000 sitting in an online savings account earning around 2% annually. Is there some way I can get a better return on this money? I want to use some of it within the next five years or so for travel. --Nate, TexasTue, 01 Sep 2009 10:19:00 EDThttp://money.cnn.com/2009/08/04/markets/thebuzz/index.htmhttp://money.cnn.com/2009/08/04/markets/thebuzz/index.htmWill this newfound culture of thrift soon be a distant memory?Tue, 04 Aug 2009 19:27:00 EDThttp://money.cnn.com/2009/07/24/news/companies/banks_deposits/index.htmhttp://money.cnn.com/2009/07/24/news/companies/banks_deposits/index.htmAmericans may be saving more nowadays, but they certainly aren't getting paid for it.Mon, 27 Jul 2009 12:12:00 EDThttp://money.cnn.com/2009/06/30/markets/thebuzz/index.htmhttp://money.cnn.com/2009/06/30/markets/thebuzz/index.htmMany owners of our country's bonds are worried that the federal government is spending like inebriated sailors on shore leave to try and get the nation out of this economic mess.Tue, 30 Jun 2009 16:45:00 EDThttp://money.cnn.com/2009/03/27/news/economy/personal_spending_income/index.htmhttp://money.cnn.com/2009/03/27/news/economy/personal_spending_income/index.htmConsumer spending rose in February, rebounding for the second month in row after falling for six straight months, according to government figures released Friday.Fri, 27 Mar 2009 14:58:00 EDThttp://www.cnn.com/2009/US/03/18/fernandini.savings/index.html#cnnSTCTexthttp://www.cnn.com/2009/US/03/18/fernandini.savings/index.html#cnnSTCTextAs the economy slows, millions of Americans will cut their budgets to stay afloat. This generates conflicting impulses: If I skip that morning coffee and granola, will my thriftiness put my local coffee shop out of business?Wed, 18 Mar 2009 20:25:00 EDThttp://money.cnn.com/2009/02/26/pf/saving/toptips_personalsavings_willis/index.htmhttp://money.cnn.com/2009/02/26/pf/saving/toptips_personalsavings_willis/index.htmThe personal savings rate has been rising: In the last three months of 2008, it hit its highest level in six years.Tue, 03 Mar 2009 21:34:00 ESThttp://money.cnn.com/2009/03/02/news/economy/personal_spending_income/index.htmhttp://money.cnn.com/2009/03/02/news/economy/personal_spending_income/index.htmConsumer spending rose more than expected in January, after declining for six consecutive months, according to government figures released Monday.Mon, 02 Mar 2009 16:58:00 ESThttp://money.cnn.com/2009/02/12/news/economy/savings_rate/index.htmhttp://money.cnn.com/2009/02/12/news/economy/savings_rate/index.htmIt wasn't that long ago that many economists worried that Americans were saving too little.Thu, 12 Feb 2009 16:59:00 ESThttp://money.cnn.com/2009/02/02/news/economy/personal_income_spending/index.htmhttp://money.cnn.com/2009/02/02/news/economy/personal_income_spending/index.htmConsumers continued to retrench in December, capping off the worst year for consumer spending since 1961, according to a government report released Monday.Mon, 02 Feb 2009 15:53:00 ESThttp://money.cnn.com/2009/02/02/news/economy/colvin_depression.fortune/index.htmhttp://money.cnn.com/2009/02/02/news/economy/colvin_depression.fortune/index.htmEver since Joseph decoded Pharaoh's dream about fat cows and thin ones and delivered his policy response - save in the fat years to survive in the lean times - consumers have followed that model.Mon, 02 Feb 2009 15:13:00 ESThttp://money.cnn.com/2009/01/19/news/economy/consumer_pullback.fortune/index.htmhttp://money.cnn.com/2009/01/19/news/economy/consumer_pullback.fortune/index.htmThe American consumer, hunkered down since this past September, is showing no signs of rebounding any time soon, remaining on the defensive in the midst of a historic economic downturn compounded by a headline-grabbing banking sector crisis.Mon, 19 Jan 2009 13:28:00 ESThttp://www.cnn.com/2008/POLITICS/09/22/social.security.candidates/index.html#cnnSTCTexthttp://www.cnn.com/2008/POLITICS/09/22/social.security.candidates/index.html#cnnSTCTextAs the stock market goes through stomach-turning ups and downs, Sen. Barack Obama is accusing Sen. John McCain of wanting to "gamble with Social Security," a charge the Republican presidential nominee rejects as fear mongering.Mon, 22 Sep 2008 17:42:00 EDThttp://money.cnn.com/2008/08/25/pf/dollar_savings_online/index.htmhttp://money.cnn.com/2008/08/25/pf/dollar_savings_online/index.htmNew York Private Bank & Trust, the holding company of Emigrant Bancorp, Inc., unveiled a new online savings account Monday that the company claims will provide the highest interest rate in the country.Mon, 25 Aug 2008 10:02:00 EDThttp://money.cnn.com/2008/02/26/pf/financial_illiteracy/index.htmhttp://money.cnn.com/2008/02/26/pf/financial_illiteracy/index.htmAmericans don't understand debt, which may be one reason that they have too much of it, according to a survey released Tuesday.Tue, 26 Feb 2008 17:42:00 ESThttp://money.cnn.com/2008/02/06/pf/ask_the_mole.moneymag/index.htmhttp://money.cnn.com/2008/02/06/pf/ask_the_mole.moneymag/index.htmQuestion: I'm 23 and make $50,000 a year. I put 8% into a 401(k) with a 4% match and $1,800 a year into a Roth IRA, but I would like to start saving to buy a house. I currently have $10,000 in an online savings account that earns 5% interest. Are stocks too risky for money I want to spend in the next couple years? Will bonds make more than 5% a year?Thu, 07 Feb 2008 20:23:00 ESThttp://money.cnn.com/2007/11/28/pf/taxes/campaign08_SocSec_proposals/index.htmhttp://money.cnn.com/2007/11/28/pf/taxes/campaign08_SocSec_proposals/index.htmAmong the many promises being made by the 2008 candidates for president, fixing Social Security is getting increasing play on the campaign stump.Thu, 29 Nov 2007 17:30:00 ESThttp://money.cnn.com/2007/10/01/news/international/northern_rock.ap/index.htmhttp://money.cnn.com/2007/10/01/news/international/northern_rock.ap/index.htmBritain will guarantee the security of personal savings accounts at all banks up to $70,000 (£35,000), the government said Monday, matching the security extended to Northern Rock customers during last month's run on deposits.Mon, 01 Oct 2007 04:51:00 EDThttp://money.cnn.com/2007/07/31/news/economy/income_spending/index.htmhttp://money.cnn.com/2007/07/31/news/economy/income_spending/index.htmIncome gains outpaced increases in spending in June, according to a government report Tuesday, which also showed a key inflation reading coming in lower than expected.Tue, 31 Jul 2007 01:44:00 EDThttp://money.cnn.com/2007/05/18/pf/expert/expert.moneymag/index.htmhttp://money.cnn.com/2007/05/18/pf/expert/expert.moneymag/index.htmQuestion: I'm 24 years old and have about $65,000 in an Internet savings account and about $25,000 in mutual funds. Do you think I should dump everything I have in savings into mutual funds for maximum growth? -Nick, New YorkFri, 18 May 2007 19:40:00 EDThttp://money.cnn.com/2007/05/01/news/companies/banco_fortuna/index.htmhttp://money.cnn.com/2007/05/01/news/companies/banco_fortuna/index.htmEmigrant Savings Bank, owner of online bank Emigrant Direct, announced Thursday the launch of a Spanish-language bank to deepen its push into the online Hispanic market.Tue, 01 May 2007 22:36:00 EDThttp://money.cnn.com/2007/02/15/news/companies/ingdirect_checking/index.htmhttp://money.cnn.com/2007/02/15/news/companies/ingdirect_checking/index.htmOnline banking pioneer ING Direct helped transform the banking industry through its high-yield savings accounts, sparking a wave of copycats competing to attract tech-savvy consumers eager for a higher return.Thu, 15 Feb 2007 14:55:00 ESThttp://www.cnn.com/2007/US/02/01/saving.drop.ap/index.htmlhttp://www.cnn.com/2007/US/02/01/saving.drop.ap/index.htmlAmericans once again spent everything they made and then some last year, pushing the personal savings rate to the lowest level since the Great Depression.Thu, 01 Feb 2007 16:43:00 ESThttp://money.cnn.com/2007/01/29/pf/online_savings/index.htmhttp://money.cnn.com/2007/01/29/pf/online_savings/index.htmHSBC Direct raised the annual yield on its online savings account by nearly one percentage point to 6 percent Monday, the latest move by an online bank to attract customers as competition heats up for deposits.Mon, 29 Jan 2007 10:38:00 ESThttp://money.cnn.com/2006/12/21/news/economy/savings_rate/index.htmhttp://money.cnn.com/2006/12/21/news/economy/savings_rate/index.htmDon't call us the Grinch for bringing this up with Christmas right around the corner, but Americans are spending more than they're earning, and some critics say the economy is at risk because of this.Thu, 21 Dec 2006 18:11:00 ESThttp://money.cnn.com/2006/11/30/pf/expert/expert.moneymag/index.htmhttp://money.cnn.com/2006/11/30/pf/expert/expert.moneymag/index.htmQuestion: My wife and I have saved an emergency fund of $30,000, or about six months' worth of living expenses. We also have about $150,000 in student loans from law school, $50,000 of which are private loans with a 7.87% interest rate.Thu, 30 Nov 2006 16:43:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/12/01/8395180/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/12/01/8395180/index.htmConsidering the mess that Social Security and Medicare are in, the federal government is probably the last place you'd look for insights about retirement planning.Thu, 23 Nov 2006 12:56:00 ESThttp://money.cnn.com/magazines/business2/business2_archive/2006/10/01/8387104/index.htmhttp://money.cnn.com/magazines/business2/business2_archive/2006/10/01/8387104/index.htmWe all know the health-care system is a $2 trillion dinosaur of the way-old economy. So where's the opportunity in that? Everywhere. But forget about trying to drag doctors, insurers, and hospitals... Thu, 09 Nov 2006 14:28:00 ESThttp://money.cnn.com/2006/10/10/magazines/business2/health20_startups.biz2/index.htmhttp://money.cnn.com/2006/10/10/magazines/business2/health20_startups.biz2/index.htm1. Diagnose the ChallengeTue, 10 Oct 2006 22:09:00 EDThttp://money.cnn.com/2006/10/10/magazines/business2/health2.0_medicalbills.biz2/index.htmhttp://money.cnn.com/2006/10/10/magazines/business2/health2.0_medicalbills.biz2/index.htmWhen tech entrepreneur Todd Lash's son, Simon, was born seven years ago with developmental problems, he and his wife, Tracy Joe, faced a barrage of never-ending medical bills.Tue, 10 Oct 2006 22:07:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/09/01/8384560/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/09/01/8384560/index.htmFor parents of high school kids, the end of summer may bring a merciful end to tense discussions about weeknight curfews and the family car. But beware. Tussles over lunch money and school clothes ... Fri, 01 Sep 2006 04:01:00 EDThttp://money.cnn.com/2006/06/01/news/citigroup_ceo/index.htmhttp://money.cnn.com/2006/06/01/news/citigroup_ceo/index.htmJust two months after Citigroup jumped into Internet banking, the company's high-yield online savings account is rocking, Citigroup CEO Charles Prince said Thursday.Thu, 01 Jun 2006 15:19:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/03/01/8370206/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/03/01/8370206/index.htmQ. I want to open savings accounts for my daughter, age 9, and my son, 7. But the high fees on low-balance accounts mean they're likely to end up losing money. Is there a solution?Thu, 16 Feb 2006 15:16:00 ESThttp://money.cnn.com/2006/02/01/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2006/02/01/pf/saving/willis_tips/index.htmThe President talked about health savings accounts as a way to make health care more affordable in his State of the Union address yesterday.Wed, 01 Feb 2006 16:14:00 ESThttp://money.cnn.com/2006/01/26/news/companies/emigrantdirect_credit_card/index.htmhttp://money.cnn.com/2006/01/26/news/companies/emigrantdirect_credit_card/index.htmThe spend-to-save phenomenon is gaining more steam as EmigrantDirect becomes the latest bank to introduce a credit card that allows consumers to sock away a few extra dollars into a savings account with every purchase.Thu, 26 Jan 2006 17:27:00 ESThttp://money.cnn.com/2005/12/07/pf/debt/saving_options/index.htmhttp://money.cnn.com/2005/12/07/pf/debt/saving_options/index.htmIf you've managed to stash away some cash this year, congratulations -- the hard work's over. But managing your savings is one extra step that will make your effort even more worthwhile.Wed, 07 Dec 2005 15:54:00 ESThttp://money.cnn.com/2005/11/01/news/economy/individual_development_accounts/index.htmhttp://money.cnn.com/2005/11/01/news/economy/individual_development_accounts/index.htmShortly after the Sept. 11 terrorist attacks, Carmen Kelley was worried.Tue, 01 Nov 2005 14:57:00 ESThttp://money.cnn.com/2005/10/20/news/economy/spend_to_save_cards/index.htmhttp://money.cnn.com/2005/10/20/news/economy/spend_to_save_cards/index.htmIt's a lesson most children learn from their parents: a penny saved is a penny earned. Now banks are shaking up that notion by telling consumers that a dollar spent could lead to a penny saved.Thu, 20 Oct 2005 15:57:00 EDThttp://money.cnn.com/2005/10/02/pf/debt/internet_banking/index.htmhttp://money.cnn.com/2005/10/02/pf/debt/internet_banking/index.htmIt seems that everywhere you turn, Internet banks are trying to woo you with the promise of higher returns on your savings.Sun, 02 Oct 2005 10:58:00 EDThttp://money.cnn.com/2005/09/13/pf/debt/saving_options/index.htmhttp://money.cnn.com/2005/09/13/pf/debt/saving_options/index.htmNow that interest rates are finally above water, this is a golden opportunity to make some dough on your dollars.Tue, 13 Sep 2005 16:28:00 EDThttp://money.cnn.com/2005/08/02/news/economy/savings/index.htmhttp://money.cnn.com/2005/08/02/news/economy/savings/index.htmThe savings of U.S. consumers are:Tue, 02 Aug 2005 16:08:00 EDThttp://money.cnn.com/2005/07/26/retirement/amerisave_plan/index.htmhttp://money.cnn.com/2005/07/26/retirement/amerisave_plan/index.htmDemocratic members of Congress introduced a retirement security plan Tuesday that promises to foster savings among middle- and working-class individuals.Tue, 26 Jul 2005 19:15:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/2005/07/11/8265263/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/2005/07/11/8265263/index.htmYou can blame many factors for our dismal savings rate--less than 1% of our disposable household income--but one is simple American optimism. Even if we don't save enough for retirement right now, ...Mon, 11 Jul 2005 04:01:00 EDThttp://money.cnn.com/2005/07/06/pf/millionaire/rp_rogalski/index.htmhttp://money.cnn.com/2005/07/06/pf/millionaire/rp_rogalski/index.htmIt's a simple savings philosophy, but Mike Rogalski hopes that discipline and "paying yourself first" will put him at millionaire status by the time he reaches his early 40s.Wed, 06 Jul 2005 13:31:00 EDThttp://money.cnn.com/2005/06/02/pf/smartest_saving_0507/index.htmhttp://money.cnn.com/2005/06/02/pf/smartest_saving_0507/index.htmSaving money can be as easy as collecting your spare change for sorting, and as smart as maximizing your 401(k) match for the free money. Here are more smart saving tips.Thu, 02 Jun 2005 18:26:00 EDThttp://money.cnn.com/2005/05/31/news/economy/bush/index.htmhttp://money.cnn.com/2005/05/31/news/economy/bush/index.htmPresident Bush said Tuesday the "economy is strong," but he urged members of Congress to reform Social Security and pass his energy bill.Tue, 31 May 2005 14:30:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/04/01/8254967/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/04/01/8254967/index.htmYou read the papers and are well aware that the Federal Reserve has raised interest rates six times in the past year. So why is your bank still paying you a piddling 0.5% on your savings? No good r...Fri, 01 Apr 2005 05:01:00 ESThttp://money.cnn.com/2005/02/25/news/economy/savings_rate/index.htmhttp://money.cnn.com/2005/02/25/news/economy/savings_rate/index.htmAmerican households are running on empty, spending virtually all the money they have, or more, and putting nothing in the bank. But the economy is hooked on shoppers who give everything they've got at the cash register.Fri, 25 Feb 2005 18:39:00 ESThttp://money.cnn.com/2005/02/02/retirement/stofunion_socsec/index.htmhttp://money.cnn.com/2005/02/02/retirement/stofunion_socsec/index.htmNEW YORK (CNN/Money) - In the State of the Union address Wednesday evening, President Bush answered some important questions about his plans for Social Security reform and the creation of individual investment accounts. Many issues remain unclear, however.Wed, 02 Feb 2005 20:05:00 ESThttp://money.cnn.com/2005/02/01/retirement/stateofunion_socsec/index.htmhttp://money.cnn.com/2005/02/01/retirement/stateofunion_socsec/index.htmNEW YORK (CNN/Money) - Social Security reform will be a focal point of President Bush's State of the Union address Wednesday.Tue, 01 Feb 2005 18:53:00 ESThttp://money.cnn.com/2005/01/26/retirement/bush_press/index.htmhttp://money.cnn.com/2005/01/26/retirement/bush_press/index.htmNEW YORK (CNN/Money) - In the first solo news conference of his second term, President Bush on Wednesday said he's "open to good ideas" from lawmakers about Social Security reform.Wed, 26 Jan 2005 18:45:00 ESThttp://www.cnn.com/2005/ALLPOLITICS/01/24/social.security/index.htmlhttp://www.cnn.com/2005/ALLPOLITICS/01/24/social.security/index.htmlA key Senate Republican is questioning President Bush's plans to overhaul Social Security, amounting to perhaps the most public GOP skepticism to date of the White House effort.Mon, 24 Jan 2005 12:19:00 ESThttp://money.cnn.com/2005/01/23/news/economy/socsec/index.htmhttp://money.cnn.com/2005/01/23/news/economy/socsec/index.htmA key Senate Republican Sunday questioned both the president's proposal and strategy to reform Social Security, amounting to perhaps the most public GOP skepticism to date of the White House effort.Sun, 23 Jan 2005 19:47:00 ESThttp://www.cnn.com/2004/ALLPOLITICS/10/17/press.social.security/index.htmlhttp://www.cnn.com/2004/ALLPOLITICS/10/17/press.social.security/index.htmlDemocratic presidential nominee John Kerry seized on a report Sunday that President Bush would seek to quickly privatize Social Security in a second term.Sun, 17 Oct 2004 19:21:00 EDThttp://money.cnn.com/magazines/business2/business2_archive/2004/10/01/8186642/index.htmhttp://money.cnn.com/magazines/business2/business2_archive/2004/10/01/8186642/index.htmOn a postcard summer afternoon before the GOP rolled into New York for its national convention, Pete Peterson was in his Park Avenue office, wearing a pin-striped suit and a perfect Hamptons tan, a...Fri, 01 Oct 2004 04:01:00 EDThttp://money.cnn.com/2004/09/20/pf/debt/fed_savings_rates/index.htmhttp://money.cnn.com/2004/09/20/pf/debt/fed_savings_rates/index.htmThe Fed raised rates yet again.Mon, 20 Sep 2004 22:09:00 EDThttp://money.cnn.com/2004/09/01/news/economy/election_bush_plan/index.htmhttp://money.cnn.com/2004/09/01/news/economy/election_bush_plan/index.htmWhen he accepts his party's nomination for a second term this week, President Bush likely will promise to give individuals greater control of their savings, retirement and health-care benefits, shrink the federal budget deficit and make recent tax cuts permanent.Wed, 01 Sep 2004 14:11:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/2004/03/08/363678/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/2004/03/08/363678/index.htmFinancial markets hold their breath whenever Alan Greenspan speaks, parsing his words to guess when interest rates might start rising. They certainly won't stay at 1% for much longer, and probably ...Mon, 08 Mar 2004 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362322/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362322/index.htmNever count George Bush out. When he hits a roadblock, he will often overcome it with sheer persistence. No, we don't mean the capture of Saddam Hussein. We're talking about privatizing Social Secu...Mon, 01 Mar 2004 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362336/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/03/01/362336/index.htm1 Make the 2001 and 2003 tax cuts permanent. The President's tax cuts reduced marginal income tax rates, raised the child tax credit and reduced the tax on most dividends, among other moves. The cu...Mon, 01 Mar 2004 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/2003/06/16/344200/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/2003/06/16/344200/index.htmWe'll go out on a limb and make the following assumption: It has been a while since you took stock of your financial well-being. We understand. Closing your eyes to how badly your various brokerage...Mon, 16 Jun 2003 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/05/01/341265/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/05/01/341265/index.htmFor parents saving for their children's college education, the past few years have delivered a harsh lesson in economics. Even as the bear market has laid waste to portfolios--the typical age-based...Thu, 01 May 2003 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/04/01/339752/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/04/01/339752/index.htmCould the plight of the retirement investor get any worse? The once vaunted 401(k) has disappointed the millions of participants who've watched their retirement dreams shrink right along with their...Tue, 01 Apr 2003 05:01:00 ESThttp://money.cnn.com/2002/05/23/pf/expert/ask_expert/index.htmhttp://money.cnn.com/2002/05/23/pf/expert/ask_expert/index.htmMy husband insists on not using our savings account to pay off our $14,000 credit card bill because he doesn't like the idea of not having any savings. I feel we should pay off the credit card and start to build the savings account again.Fri, 24 May 2002 19:36:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/04/01/320260/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/04/01/320260/index.htmYou can't pick up the newspaper these days without seeing some pundit chastising us for not saving enough. And based on the U.S. government's official figures you could easily get the impression th...Mon, 01 Apr 2002 05:01:00 ESThttp://money.cnn.com/magazines/fsb/fsb_archive/2002/03/01/319504/index.htmhttp://money.cnn.com/magazines/fsb/fsb_archive/2002/03/01/319504/index.htmJerry Shay, president of KME America, is on the front lines of small business' fight against rising medical costs. Over the past three years he has watched the health insurance premiums at his 11-p...Fri, 01 Mar 2002 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1999/03/01/255846/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1999/03/01/255846/index.htmJust Moments after President Clinton presented his Social Security reform plan during his State of the Union address, Republican Congresswoman Jennifer Dunn of Washington went on camera to deliver ...Mon, 01 Mar 1999 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1997/12/29/235890/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1997/12/29/235890/index.htmFor some time the Japanese, who have amassed an eye-popping $10.6 trillion in savings, have had to put up with paltry returns. Standard passbook savings accounts pay a stunning 0.1%. (Yes, the deci...Mon, 29 Dec 1997 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234620/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1997/12/01/234620/index.htmTHIS MONTH: --Getting help with your debts --The best rates for CDs, loans Mon, 01 Dec 1997 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/09/01/205690/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/09/01/205690/index.htmTHIS MONTH: Fri, 01 Sep 1995 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/06/01/203588/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/06/01/203588/index.htmRemember when you got a toaster for opening a checking account at your neighborhood bank? Well, things have changed: Today when you open an account at the typical bank you get toasted. Since 1985, ...Thu, 01 Jun 1995 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/04/01/202065/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1995/04/01/202065/index.htmOur parents' generation didn't worry about instructing their children in the ABCs of investing. They seemed content to stash their money in low-yielding savings accounts and a handful of blue-chip ...Sat, 01 Apr 1995 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1995/03/06/201791/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1995/03/06/201791/index.htmTax-cut fever is gripping Washington. But once again it appears that Congress is about to hand out vote-getting goodies that will only worsen the troubles that the tax code already inflicts on the ...Mon, 06 Mar 1995 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/07/01/88995/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/07/01/88995/index.htmCHART: NOT AVAILABLE CREDIT: 100 Highest Yields, Money Fund Report, Morningstar, Veribanc, Salomon Bros. CAPTION: THE BEST SAVINGS YIELDS IN THE U.S. Fri, 01 Jul 1994 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/06/01/88931/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/06/01/88931/index.htmCHART: NOT AVAILABLE CREDIT: 100 Highest Yields, Morningstar, Money Fund Report, Veribanc, Salomon Bros. CAPTION: THE BEST SAVINGS YIELDS IN THE U.S. Wed, 01 Jun 1994 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/03/01/88707/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/03/01/88707/index.htmCHART: NOT AVAILABLE CREDIT: 100 Highest Yields; Money Fund Report; Morningstar; Veribanc; Salomon Bros. CAPTION: THE BEST SAVINGS YIELDS IN THE U.S. Tue, 01 Mar 1994 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/02/01/88643/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1994/02/01/88643/index.htmCHART: NOT AVAILABLE CREDIT: Veribanc CAPTION: THE BEST SAVINGS YIELDS IN THE U.S. Tue, 01 Feb 1994 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/11/01/88420/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/11/01/88420/index.htmMen and women often disagree about finances because of differences in the ways they spend and invest. This quiz, prepared with four of our experts, will tell you whether your financial thinking til...Mon, 01 Nov 1993 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/03/01/87834/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1993/03/01/87834/index.htmAlan Naisuler had thought his savings were insured. Naisuler, 44, a computer consultant, had $140,488 on deposit at Guaranty-First Trust of Waltham, Mass. About $47,000 was in various accounts in h...Mon, 01 Mar 1993 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1992/10/19/76998/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1992/10/19/76998/index.htmAMERICANS don't save enough, and they don't invest enough in plant and equipment. Say that to almost any economist or politician -- liberal, conservative, progressive, supply-side, or neo-whatsit -...Mon, 19 Oct 1992 04:01:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/1992/06/01/76483/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1992/06/01/76483/index.htmA POWERFUL NEW FORCE is invading the stock market. After a decade of hiding in bank and money market accounts, individual investors are galloping back to equities, lifting prices to new highs. Wait...Mon, 01 Jun 1992 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1991/10/01/86841/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1991/10/01/86841/index.htmToday the U.S. has the world's highest standard of living, but we will not retain that No. 1 position forever if we become complacent. Left unattended, four worrisome domestic problems -- our low s...Tue, 01 Oct 1991 04:01:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/1991/06/10/75130/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1991/06/10/75130/index.htmWE HAVE ENTERED the last decade of what Henry Luce, FORTUNE's founder, called ''the American Century.'' Writing in Life 50 years ago, when Britain stood alone against Hitler and the American people...Mon, 10 Jun 1991 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/09/01/86050/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/09/01/86050/index.htmDuring much of the 1980s, savers had it easy. To earn yields of 9% or more, all they had to do was put their spare cash in a money-market fund -- almost any would do -- or a bank certificate of dep...Sat, 01 Sep 1990 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/05/01/85837/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/05/01/85837/index.htmIf Americans want to spend less and save more in the '90s, America's bankers are ready to grab a piece of that action. The latest bank marketing innovation is called a forced savings account. Tue, 01 May 1990 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/02/01/85638/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1990/02/01/85638/index.htmSuddenly saving is in. After dropping to 3.2% of after-tax income in 1987, a low for the past 40 years, the personal savings rate climbed above 5% for all of 1989 and hit 6.1% in November -- the hi...Thu, 01 Feb 1990 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1989/12/18/72893/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1989/12/18/72893/index.htmAMERICA ENTERS the 1990s bristling with opportunity. The spread of pluralistic, democratic capitalism -- a victory for American ideals and policy -- promises a world bound more tightly together, la...Mon, 18 Dec 1989 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1989/12/04/72812/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1989/12/04/72812/index.htmSo polarized have Western views of the Japanese become that I'm beginning to think there must be two island nations in the Orient called Japan, with nothing in common except small communities of We...Mon, 04 Dec 1989 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/07/01/85215/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/07/01/85215/index.htmLieut. Col. Oliver North had an automatic savings plan that was uniquely his own. Every Friday night for 20 years he emptied the change from his pockets into a metal box that was bolted to his clos...Sat, 01 Jul 1989 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85091/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85091/index.htmLike a tap dancer, a saver needs a fixed routine and the discipline to practice it. You will profit by taking your first steps now, even if you set aside only token amounts. The reason: you get the...Wed, 12 Apr 1989 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85083/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1989/04/12/85083/index.htmAccording to the ads, one-stop banking is the only way to go. The promise: sign on with the right bank or savings and loan and never again will you have to spend time hunting for the best deal on a...Wed, 12 Apr 1989 04:01:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/1988/11/07/71239/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1988/11/07/71239/index.htmSINCE AT LEAST the Book of Proverbs -- ''A wise man saves for the future, but a foolish man spends whatever he gets'' -- saving has stood as a test of virtue. America looks to be flunking the test ...Mon, 07 Nov 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/04/01/84382/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/04/01/84382/index.htmAs a child, Dianne Palmieri listened closely when her mother used to tell her, ''Always put money in the bank.'' She has been following that advice ever since. Palmieri, who dropped out of the Univ...Fri, 01 Apr 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84349/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84349/index.htmIn the 1980s, Americans acquired the image of being the world's biggest wastrels. As the federal deficit was swelling to a record level, so was the money owed by consumers on credit cards and auto ...Tue, 01 Mar 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84342/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84342/index.htmDare we say it? Dare we even think it? Have we beaten the banks? For years we have been nibbled at with sharp little fees for previously free services. For decades we have been alternately insulted...Tue, 01 Mar 1988 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84347/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1988/03/01/84347/index.htmAmericans stand accused of being spendthrifts. Are you, personally, guilty as charged? Use this worksheet to find out. You will discover much of the information you need in year-end brokerage and m...Tue, 01 Mar 1988 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1986/01/20/67023/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1986/01/20/67023/index.htmTHE CHRISTMAS PRESENT the Commerce Department gave economists this year, too heavy for a stocking stuffer, was the most comprehensive revision of U.S. income and production data in a decade. Analys...Mon, 20 Jan 1986 05:01:00 ESThttp://money.cnn.com/magazines/fortune/fortune_archive/1985/11/25/66668/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/1985/11/25/66668/index.htmAT THE BEGINNING of the fourth year of economic expansion, business executives are turning a bit more cautious in their spending plans. Responding to FORTUNE's semiannual survey of the business moo...Mon, 25 Nov 1985 05:01:00 EST