http://topics.cnn.com/topics/feeds/rss/TransUnion_LLCFind stories, videos, and photos about TransUnion LLC from CNN.com.en-usCable News Network LP, LLLP.Wed, 25 Nov 2009 10:03:55 GMT5http://i.cdn.turner.com/cnn/.element/img/1.0/logo/cnn.logo.rss.gifhttp://topics.cnn.com/topics/feeds/rss/TransUnion_LLC14433Find stories, videos, and photos about TransUnion LLC from CNN.com.http://money.cnn.com/2009/06/08/pf/credit_card_delinquency/index.htmhttp://money.cnn.com/2009/06/08/pf/credit_card_delinquency/index.htmCredit card delinquency rates jumped 11% in the first quarter, possibly indicating that consumers are using tax refunds to pay day-to-day expenses, according to a credit reporting agency report released Monday.Mon, 08 Jun 2009 14:11:00 EDThttp://money.cnn.com/2009/04/24/pf/saving/student_loan_relief_willis/index.htmhttp://money.cnn.com/2009/04/24/pf/saving/student_loan_relief_willis/index.htmQuestion 1. We heard you mention forgiveness of law school loans. Our son and daughter-in-law are both new attorneys saddled with law school loans and we'd love to help them find more information, if possible. -- Paul and MariFri, 24 Apr 2009 14:33:00 EDThttp://money.cnn.com/2009/01/30/pf/saving/toptips_fico_willis/index.htmhttp://money.cnn.com/2009/01/30/pf/saving/toptips_fico_willis/index.htmFair Isaac - they're the company that develops the formula that determines your FICO credit score - is rolling out a new version FICO 08 with the credit bureau TransUnion.Fri, 30 Jan 2009 17:29:00 ESThttp://money.cnn.com/2008/12/08/news/economy/mortgage_rates/index.htmhttp://money.cnn.com/2008/12/08/news/economy/mortgage_rates/index.htmMortgage loan delinquency rates rose for the seventh quarter in a row to hit 3.96%, according to a report out on Monday. That's a 12% increase from the second quarter's 3.53% average.Tue, 09 Dec 2008 22:28:00 ESThttp://money.cnn.com/2008/12/03/pf/saving/toptips/index.htmhttp://money.cnn.com/2008/12/03/pf/saving/toptips/index.htmLoan modifications for homeowners in trouble: there are a lot of proposals out there. But what's the best way to go about reworking your mortgage terms? Here's what you need to know.Fri, 05 Dec 2008 17:19:00 ESThttp://money.cnn.com/2008/10/06/autos/how_to_finance/index.htmhttp://money.cnn.com/2008/10/06/autos/how_to_finance/index.htmAuto dealers are hungry for customers: Worried consumers are putting off buying big-ticket items, and buyers on the market are finding it harder to get a loan. So if your credit is solid, now is a great time to say, Let's make a deal.Fri, 10 Oct 2008 21:13:00 EDThttp://money.cnn.com/2008/08/26/pf/identity_theft_prevention/index.htmhttp://money.cnn.com/2008/08/26/pf/identity_theft_prevention/index.htmEven weeks after Brenda Clarke's identity was stolen and thousands of dollars in illegitimate credit card charges were discovered, she is still saddled with extremely high interest rates on her credit cards and a damaged credit score.Wed, 27 Aug 2008 15:12:00 EDThttp://money.cnn.com/2008/08/06/pf/credit_score_availability/index.htmhttp://money.cnn.com/2008/08/06/pf/credit_score_availability/index.htmTimes are tough, and understanding your credit score is crucial to financial survival. But knowing your score and getting access to it isn't so easy.Fri, 08 Aug 2008 02:49:00 EDThttp://www.cnn.com/2008/LIVING/personal/06/16/credit.score/index.html#cnnSTCTexthttp://www.cnn.com/2008/LIVING/personal/06/16/credit.score/index.html#cnnSTCTextYou can sign up today to receive free credit monitoring services from the credit bureau TransUnion due to a settlement the company reached on a class-action lawsuit.Wed, 18 Jun 2008 14:29:00 EDThttp://money.cnn.com/2007/10/10/pf/saving/toptips/index.htmhttp://money.cnn.com/2007/10/10/pf/saving/toptips/index.htmBy the end of the year, consumers in all 50 states will have a new weapon in preventing identity theft - credit freezes. We'll tell you if this protection is worth the time...and the money.Thu, 11 Oct 2007 17:46:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2007/07/01/100116647/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2007/07/01/100116647/index.htmNow that you can get a free credit report every 12 months from each of the three major credit-reporting agencies (Equifax, Experian and TransUnion), you've likely been bombarded with ads telling you to "get your free credit report NOW!" Here are the six most important things that you need to know before you delve into your credit history. Sun, 01 Jul 2007 04:00:00 EDThttp://money.cnn.com/2007/06/28/pf/credit_score_confusion/index.htmhttp://money.cnn.com/2007/06/28/pf/credit_score_confusion/index.htmBuying your credit score is supposed to give you clarity about your creditworthiness. But clarity may be the last thing you'll feel.Fri, 29 Jun 2007 12:00:00 EDThttp://money.cnn.com/2007/04/05/real_estate/rates.moneymag/index.htmhttp://money.cnn.com/2007/04/05/real_estate/rates.moneymag/index.htmJust as housing prices stall, lenders are making it tougher to borrow.Thu, 05 Apr 2007 15:31:00 EDThttp://money.cnn.com/2006/12/08/pf/saving/toptips/index.htmhttp://money.cnn.com/2006/12/08/pf/saving/toptips/index.htmQuestion: I pulled my credit report and got a similar credit score from TransUnion and Experian. However, the FICO score I got from Equifax was lower by 177 points. Why is there such a discrepancy? - Larry, New York CityFri, 08 Dec 2006 17:30:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/11/01/8392458/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/11/01/8392458/index.htm1 Your Credit Report Wed, 01 Nov 2006 05:01:00 ESThttp://money.cnn.com/2006/07/21/pf/saving/willis/index.htmhttp://money.cnn.com/2006/07/21/pf/saving/willis/index.htmMy grandpa co-signed $60,000 in student loans for a relative. My relative is in default. The collection agency is now calling my grandpa. Can they put a lien on his house or threaten garnishment? He is retired living on Social Security. -- MikeFri, 21 Jul 2006 15:36:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/07/01/8380790/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/07/01/8380790/index.htmIF YOU WORK FOR A DEVIL IN PRADA Sat, 01 Jul 2006 04:01:00 EDThttp://money.cnn.com/2006/06/20/pf/deal_0706.moneymag/index.htmhttp://money.cnn.com/2006/06/20/pf/deal_0706.moneymag/index.htmJust like the mysterious "banker" on Deal or No Deal, sellers of all sorts dangle tempting offers before you. And like the contestants on the TV show, you're often left trying to make a decision with imperfect information and little time.Tue, 20 Jun 2006 14:15:00 EDThttp://money.cnn.com/2006/05/25/commentary/everyday/sahadi/index.htmhttp://money.cnn.com/2006/05/25/commentary/everyday/sahadi/index.htmNEW YORK (CNNMoney.com) - If I borrow something of yours, then lose it or realize it's been stolen from me because I wasn't vigilant about protecting it, you'd probably expect me to do everything I could to make amends.Thu, 25 May 2006 17:36:00 EDThttp://money.cnn.com/2006/03/27/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2006/03/27/pf/saving/willis_tips/index.htmSeems like everyone wants your private information these days. In today's Five Tips, we'll tell you who really needs to have it and how you can take control of your own data.Mon, 27 Mar 2006 15:57:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/03/01/8370218/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2006/03/01/8370218/index.htmQuestion: Last April I enrolled in an identity protection plan that's supposed to send me an e-mail alert whenever someone checks my credit report. A couple of months later, I applied for credit at... Fri, 24 Mar 2006 22:11:00 ESThttp://money.cnn.com/2006/03/13/pf/trusted_id/index.htmhttp://money.cnn.com/2006/03/13/pf/trusted_id/index.htmEverybody fears identity theft but not many people do anything to prevent it from happening.Mon, 13 Mar 2006 15:39:00 ESThttp://money.cnn.com/2006/01/19/pf/debt/spotlesscredit1_money_0602/index.htmhttp://money.cnn.com/2006/01/19/pf/debt/spotlesscredit1_money_0602/index.htmTo see yourself as lenders see you, you need two key things: your credit report and your credit score. Then you'll know if there's work to be done or not.Thu, 19 Jan 2006 21:29:00 ESThttp://money.cnn.com/2006/01/19/pf/debt/spotlesscredit4_money_0602/index.htmhttp://money.cnn.com/2006/01/19/pf/debt/spotlesscredit4_money_0602/index.htmBelow you'll find the right way to recover from ID theft -- or clean up your errors. It can be time-consuming, but it's the only way to clear your good name to creditors.Thu, 19 Jan 2006 19:06:00 ESThttp://money.cnn.com/2006/01/12/news/companies/identity/index.htmhttp://money.cnn.com/2006/01/12/news/companies/identity/index.htmPeople's Bank said it is notifying about 90,000 customers affected by a recently lost tape that contained personal information.Thu, 12 Jan 2006 14:17:00 ESThttp://money.cnn.com/2005/11/01/services/money_library/improve_your_credit_score/index.htmhttp://money.cnn.com/2005/11/01/services/money_library/improve_your_credit_score/index.htmYou may be out of school, but that doesn't mean you're free from report cards. In fact, if you want to buy a house, a car or any other big-ticket item, a lender will look up your "grade" as soon as you come knocking. That grade is your credit score.Tue, 01 Nov 2005 23:35:00 ESThttp://money.cnn.com/2005/11/01/services/money_library/planning_loan/index.htmhttp://money.cnn.com/2005/11/01/services/money_library/planning_loan/index.htmyour credit score, that is -- you should make it your business to find out.Tue, 01 Nov 2005 22:12:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/10/01/8277947/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/10/01/8277947/index.htmWhy? Because as of Sept. 1, each bureau must send one free copy a year to everyone who requests it. (Go to annualcreditreport.com or call 877-322-8228.) Because mistakes are common: A recent survey...Sat, 01 Oct 2005 04:01:00 EDThttp://money.cnn.com/2005/09/21/pf/debt/credit_scores/index.htmhttp://money.cnn.com/2005/09/21/pf/debt/credit_scores/index.htmIt turns out that learning more about your credit rating could help you boost your score and even save you some money.Wed, 21 Sep 2005 13:24:00 EDThttp://money.cnn.com/2005/09/07/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2005/09/07/pf/saving/willis_tips/index.htmHurricane Katrina victims may find themselves with little more than the clothes on their back. Starting over is challenging especially without any documents proving your identity. It may be difficult getting your local banker to recognize you.Wed, 07 Sep 2005 15:44:00 EDThttp://money.cnn.com/2005/07/27/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2005/07/27/pf/saving/willis_tips/index.htmWe're all subject to life's little frustrations. Take, for example, those annoying subscription cards that fall out of magazines. It's enough to drive you batty.Wed, 27 Jul 2005 15:30:00 EDThttp://money.cnn.com/2005/06/07/pf/security_stoptheft4_0507/index.htmhttp://money.cnn.com/2005/06/07/pf/security_stoptheft4_0507/index.htmGrinding through the D.C. sausage factory is some constructive legislation that clamps down on the use of Social Security numbers and further restricts the sharing and brokering of data. But real, permanent protection requires giving consumers more control.Tue, 07 Jun 2005 20:03:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/06/01/8260930/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2005/06/01/8260930/index.htmMore than 9 million of us a year are victims of identity theft, which topped the Federal Trade Commission's list of consumer complaints in 2004 for the fifth year in a row. Despite recent legislati...Wed, 01 Jun 2005 04:01:00 EDThttp://money.cnn.com/2005/05/24/pf/armchair_bankruptcy/index.htmhttp://money.cnn.com/2005/05/24/pf/armchair_bankruptcy/index.htmDear Armchair Millionaire: After three years of struggling with the financial consequences of a divorce and a six-month period of unemployment, my sister finally declared bankruptcy a few weeks ago. Is there any advice you can offer her about getting back on her feet?Tue, 24 May 2005 15:16:00 EDThttp://money.cnn.com/2005/05/09/pf/security_info_profit/index.htmhttp://money.cnn.com/2005/05/09/pf/security_info_profit/index.htmNEW YORK (CNN/Money) - In the past four weeks alone, there have been reports of massive security breaches of over 2 million people's sensitive personal information.Mon, 09 May 2005 19:11:00 EDThttp://money.cnn.com/2005/04/18/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2005/04/18/pf/saving/willis_tips/index.htmPresident Bush is soon expected to sign into law a bill that will make it difficult, if not impossible, for many consumers to wipe away their debts through bankruptcy.Mon, 18 Apr 2005 17:20:00 EDThttp://money.cnn.com/2005/04/01/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2005/04/01/pf/saving/willis_tips/index.htmYour home is your biggest and most important investment. To maximize its value, you need to find the best mortgage.Fri, 01 Apr 2005 16:12:00 ESThttp://money.cnn.com/2005/03/08/pf/armchair_idtheft/index.htmhttp://money.cnn.com/2005/03/08/pf/armchair_idtheft/index.htmDear Armchair Millionaire: I just discovered that my identity was stolen. I'm in a bit of a panic -- what should I do to protect myself?Tue, 08 Mar 2005 16:41:00 ESThttp://money.cnn.com/2005/01/12/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2005/01/12/pf/saving/willis_tips/index.htmSince the devastating tsunami in South Asia last month, Americans have been generously donating to relief efforts.Wed, 12 Jan 2005 21:13:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/12/01/8192168/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2004/12/01/8192168/index.htmGUARD THAT NUMBERWed, 01 Dec 2004 05:01:00 ESThttp://money.cnn.com/magazines/business2/business2_archive/2004/12/01/8192506/index.htmhttp://money.cnn.com/magazines/business2/business2_archive/2004/12/01/8192506/index.htmUnfair as it may seem, one number has a lot to say about whether you can play in the big leagues. The number is a measure of your creditworthiness called a FICO score, and in the real game of money...Wed, 01 Dec 2004 05:01:00 ESThttp://money.cnn.com/2004/09/27/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2004/09/27/pf/saving/willis_tips/index.htmPredatory lending can take many forms -- from pushing unjustifiably expensive loans on consumers to charging excessive fees for lending services.Mon, 27 Sep 2004 18:07:00 EDThttp://money.cnn.com/2004/08/11/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2004/08/11/pf/saving/willis_tips/index.htmIf you're a homeowner, you know what a pain homeowner's insurance can be. Rates have been on the rise for several years, with premiums rising an average of 7.4 percent last year and expected to continue to rise this year.Wed, 11 Aug 2004 16:06:00 EDThttp://money.cnn.com/2004/07/09/pf/security_idtheft/index.htmhttp://money.cnn.com/2004/07/09/pf/security_idtheft/index.htmYou've been duplicated.Fri, 09 Jul 2004 16:04:00 EDThttp://money.cnn.com/2004/06/17/magazines/moneymag/101_credit_0407/index.htmhttp://money.cnn.com/2004/06/17/magazines/moneymag/101_credit_0407/index.htmMost of us have credit cards. Here are some things to keep in mind when dealing with them and with credit card debt.Fri, 18 Jun 2004 21:34:00 EDThttp://money.cnn.com/2004/06/17/pf/debt/credit_report/index.htmhttp://money.cnn.com/2004/06/17/pf/debt/credit_report/index.htmTwenty-five percent of credit reports contain errors serious enough to deny consumers access to credit, favorable loan rates and in some cases a job, a new study said Thursday.Thu, 17 Jun 2004 13:57:00 EDThttp://money.cnn.com/2004/05/10/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2004/05/10/pf/saving/willis_tips/index.htmInterest rates are poised to move higher and if you're carrying a lot of debt you could be facing a problem.Mon, 10 May 2004 17:20:00 EDThttp://money.cnn.com/2004/03/01/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2004/03/01/pf/saving/willis_tips/index.htmOver the past couple of weeks we've bombarded you with advice on real estate. As a result, we've received some great comments and questions from you.Mon, 01 Mar 2004 15:22:00 ESThttp://money.cnn.com/2004/02/23/pf/saving/willis_tips/index.htmhttp://money.cnn.com/2004/02/23/pf/saving/willis_tips/index.htmSo, you think rocket science is difficult? Try understanding the mortgage settlement process.Mon, 23 Feb 2004 20:56:00 ESThttp://money.cnn.com/2004/01/05/pf/willis_tips/index.htmhttp://money.cnn.com/2004/01/05/pf/willis_tips/index.htmDoes saving money seem impossible?Mon, 05 Jan 2004 16:10:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/05/01/341327/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/05/01/341327/index.htmJust because you're afraid of having your identity stolen doesn't mean you're paranoid. Last year 161,819 people notified the Federal Trade Commission that they'd been victims of identity theft--an...Thu, 01 May 2003 04:01:00 EDThttp://money.cnn.com/magazines/fortune/fortune_archive/2003/04/28/341730/index.htmhttp://money.cnn.com/magazines/fortune/fortune_archive/2003/04/28/341730/index.htmAmerica is a strange and wonderful country. Some of the wonderful things include minor-league baseball, Wild Turkey, and Aretha Franklin. Then there are the strange things, like lawn ornaments and ...Mon, 28 Apr 2003 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/03/01/337944/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2003/03/01/337944/index.htmIf you gave yourself kudos for checking your credit report recently, you may have to take it back--unless you checked all three. Sat, 01 Mar 2003 05:01:00 ESThttp://money.cnn.com/2003/02/17/pf/banking/chatzky/index.htmhttp://money.cnn.com/2003/02/17/pf/banking/chatzky/index.htmIf you gave yourself kudos for checking your credit report recently, you may have to take it back, unless you checked all three rating agencies.Wed, 19 Feb 2003 19:23:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331276/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/2002/11/01/331276/index.htmSince credit scores went public two years ago, ads for credit services--three-in-one bureau reports, score simulators, fraud alerts and ID-theft insurance--have reached a fever pitch, especially on...Fri, 01 Nov 2002 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1999/12/01/269650/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1999/12/01/269650/index.htmRecently I appeared on NBC's Today show to talk about identity theft. That's what it's called when someone steals a key piece of your personal data and uses it to impersonate you financially, usual...Wed, 01 Dec 1999 05:01:00 ESThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/06/01/243355/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/06/01/243355/index.htmAn official-looking piece of mail from the Credit Card Bureau of America came to our attention recently, urging its recipient to phone a "credit monitoring hotline" for important credit report info...Mon, 01 Jun 1998 04:01:00 EDThttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/04/01/240362/index.htmhttp://money.cnn.com/magazines/moneymag/moneymag_archive/1998/04/01/240362/index.htmAbout a decade ago, after being rejected for a credit card (and not having the slightest idea why), I requested a copy of my credit report. Then I understood. There, among my timely payments was a ...Wed, 01 Apr 1998 05:01:00 EST